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Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

If you have made it a goal to learn more about personal finance, then you…

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

The 25-30% rule is a guideline for how much of your income to spend on housing. Learn how to use it to help you have more money for your goals.

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

January is National Poverty in America Awareness Month, so now is a good time to…

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

Here’s what you need to know to get your tax refund as quickly as possible…

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

How do you prepare for a recession when you already struggle financially? Even in tough…

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

Having financial goals is important. Read more about 7 good financial habits to master in…

Ready to get 2021 off on the right foot financially? We have 12 smart money…

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…