All Articles

What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

April 1, 2023

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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How Does Credit Repair Work?
Richard Barrington

March 25, 2023

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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Who Can Access Your Credit Report?
Erik J. Martin

March 19, 2023

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

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How to Dispute Your Credit Report
Jane Meggitt

March 8, 2023

Errors on your credit report can make it harder to qualify for a loan. Learn how to detect and dispute errors on your credit report.

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What is a Financial Emergency and How to Deal With One
Richard Barrington

March 8, 2023

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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What Is The Difference Between a Credit Report and a Credit Score
Miranda Marquit

March 8, 2023

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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Should I file for bankruptcy?
Dana George

November 25, 2024

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How to build credit in 3 steps
Gina Freeman (Pogol)

February 26, 2023

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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What is the Fair Debt Collection Practices Act - FDCPA?
Rebecca Lake

February 16, 2023

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Does Unemployment Affect Your Credit Score?
Erik J. Martin

February 16, 2023

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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Does Paying Off Your Credit Cards Help Your Credit Score
Rebecca Lake

February 15, 2023

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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7 Tips to Help You Pay Off Credit Card Debt
Karen Cordaway

February 7, 2023

Credit card debt can be overwhelming. Learn to crush it with these tips.

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Emergency Loans - Are They Available?
Richard Barrington

January 23, 2023

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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Which Debt Should You Pay Off First?
Thilini Wijesinhe

March 7, 2023

You can become debt-free by choosing a debt to start with and the repayment strategy that works for you. Check out our expert guide to learn more.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Rebecca Lake

January 23, 2023

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

March 7, 2023

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

January 8, 2023

Worrying about your estate and planning for the future is important.

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Credit Card Debt Lawyer: Should You Use One?
Gina Freeman (Pogol)

January 8, 2023

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Read Your Credit Card Statement
Peter Warden

December 25, 2022

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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How to Deal with a Frozen Bank Account
Rebecca Lake

December 25, 2022

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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How Often Does Your Credit Score Update?
Peter Warden

December 15, 2022

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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How to Refinance Credit Card Debt
Richard Barrington

December 7, 2022

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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How Does Consumer Credit Counseling Work?
Rebecca Lake

November 10, 2022

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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Why Did My Credit Score Drop?
Richard Barrington

November 10, 2022

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

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What Is Debt Resolution?
Rebecca Lake

November 9, 2022

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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