author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Person paying bills using calculator and laptop
6 Ways to Work Toward Financial Freedom in 2025

August 1, 2025

You have the power to find financial freedom and set yourself up for success. Here’s how.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Recovering from a Contractor Gone Wrong…Without Bankruptcy

July 24, 2025

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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Secured credit card vs Prepaid debit card
What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?

August 2, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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Is Marriage Good for Your Financial Health?
Is Marriage Good for Your Financial Health?

July 15, 2025

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

July 15, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

July 14, 2025

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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In a Strong Market, Here are Smart Ways to Increase Your Home Value
Smart Ways to Increase Your Home Value

July 15, 2025

If you’re doing renovations to increase your home’s value, use rewards cards or smart financing…

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Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

July 14, 2025

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

July 14, 2025

How to take a family vacation without going into debt. Budget vacation options.

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