author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Open Enrollment 2021: Does Open Enrollment Matter More this Year?
Open Enrollment 2026: What Is Open Enrollment and Why It Matters

March 16, 2026

Need health insurance coverage or want to change your current plan? Learn how open enrollment impacts your options.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief

March 7, 2026

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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How to Create an Emergency Fund by Snacking and Watching Movies
How to Create an Emergency Fund

February 23, 2026

Your emergency fund is one of the most important financial tools you can have. Here's how to build one.

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How to Save $1,000 a Month
How to Save $1,000 a Month: These Money Moves Add Up

February 23, 2026

If you’re feeling overwhelmed, start small. Here are a few tips to save as much as $1,000 a month.

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How to Do a Debt Snowball
How to Do a Debt Snowball

February 23, 2026

Struggling to stay motivated while paying off debt? The debt snowball method could be the solution that energizes you.

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3 Unexpected Costs of Raising a Kid
6 Unexpected Costs of Raising a Kid

February 23, 2026

Parenthood has lots of surprises—some fun, some not so much. Here are the unexpected costs to watch out for.

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Ready to Teach Money Skills at Home?
Ready to Teach Money Skills at Home?

February 23, 2026

Their first teacher is you. Make sure your kids are learning what they need to know about money.

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What to Do if a Debt Collector Calls You for Someone Else's Debt
What to Do if a Debt Collector Calls You for Someone Else's Debt

March 12, 2026

Debt collectors have to follow certain rules. Here’s what to do if you’re contacted for a debt you never racked up.

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Can Debt Collectors Take Your Tax Refund?
Can Debt Collectors Take Your Tax Refund?

March 4, 2026

Have debts you can’t pay? Don't let it cost you your tax refund.

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