author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Survey: 54% of Americans Can’t Handle a $500 Expense
How to Handle an Unexpected $500 Bill

September 5, 2025

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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What You Should Know About Credit Discrimination
What You Should Know About Credit Discrimination

September 6, 2025

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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Survey: How Americans Spend Their Tax Refunds
Survey: How Americans Spend Their Tax Refunds

September 16, 2025

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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The True Cost of Helping Your Kid Pay for College
Meet Your Financial Goals and Still Help Your Kid Pay for College

September 16, 2025

Our recent survey revealed that helping your kid through college could cause you undue emotional,…

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

September 17, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Personal Financial Planning for Your Financial Goals
12 Smart Money Management Tips to See You Through the Rest of the Year

September 5, 2025

Ready to finish the year strong? We have 12 smart money tips to get you there.

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Survey: More Women Than Men Are Stressed About Debt
Survey: More Women Than Men Are Stressed About Debt

September 5, 2025

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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How long does it take to garnish a bank account
How Long Does it Take to Garnish a Bank Account?

September 5, 2025

Learn how and why money could be taken from your bank account, and what you can do about it.

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Stay Debt Free This Holiday Season
Stay Debt Free This Holiday Season

September 5, 2025

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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