author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

The Credit Card Sign Up Bonus: Too Good to Be True?
The Credit Card Sign-Up Bonus: Worth It?

March 16, 2026

Free money, or a way to lure you deeper into debt? Here is what you…

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Is Student Loan Debt Forgiveness Coming?
Is Student Loan Debt Forgiveness Coming?

March 15, 2026

Student loan forgiveness isn't guaranteed. Find out how to cope with student debt.

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Is a Balance Transfer Card Harder to Get Right Now?
Is a Balance Transfer Card Harder to Get Right Now?

March 15, 2026

It might actually be easier to get a balance transfer card now. Find out more.

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Should Your Company Reimburse Work-From-Home Expenses?
Do Companies Have to Reimburse Work-From-Home Expenses in Your State?

March 15, 2026

Should your employer pick up the tab for your home office chair or new coffee maker? Well, maybe.

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The Psychological Benefits of Settling Your Debts
The Psychological Benefits of Settling Your Debts 

March 15, 2026

Your debt could be affecting your mental health. Here’s what debt settlement can do to help.

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Food Prices Spike: How to Update Your Grocery Budget
How to Budget for Groceries

March 16, 2026

Food costs are up. Here’s how to budget for groceries at a time when prices are spiking.

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How to Settle Debt with Creditors
How to Settle Debt With Creditors

March 15, 2026

If you have unsecured debt that’s become overwhelming, debt settlement could be a way to get rid of it. Here's how.

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How to Avoid Car Repo
How to Avoid Car Repo

March 15, 2026

You probably need your car to function. Here’s how to avoid car repossession.

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Why Debt Consolidation Loans Get Denied
Why Debt Consolidation Loans Get Denied

March 15, 2026

Got denied for a consolidation loan? Here's why it happens, and what to do next.

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Can a Credit Card Company Sue You
Can a Credit Card Company Sue You?

March 15, 2026

Creditors might sue you if they're out of options. Here's what to do if you get sued.

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