author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

7 Smart Ways to Pay off Student Loans
9 Smart Ways to Pay off Student Loans

December 1, 2025

Learn how to pay off student loans in seven smart and effective ways that maximize…

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What Happens If You’re Deep in Debt But Still Have Good Credit?
What Happens If You’re Deep in Debt But Still Have Good Credit?

December 6, 2025

Getting debt help might tank your credit score. But being debt-free is still worth it—you can rebuild your credit.

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Auto Loan Debt Relief
Auto Loan Debt Relief: How It Works and Who It's Right For

December 11, 2025

Auto loan debt relief could help you get back on stable financial footing. Learn more about the five top strategies.

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Pros and cons of personal loans to pay off credit card debt
Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt

December 4, 2025

A personal loan could simplify your debt payments—and save you money.

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5 Home Buying Mistakes to Avoid
10 Home-Buying Mistakes to Avoid

December 8, 2025

Buying a home? Don’t make these costly home-buying mistakes. Here are our tips for acing the home-buying process.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
3 Ways to Pay Off Holiday Credit Card Debt Fast

November 29, 2025

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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Best Apps to Help Pay Off Student Loans Faster
Best Apps to Help Pay Off Student Loans Faster

December 1, 2025

Overdue on student loans? Need to pay off debt? These student loan apps can help get rid of debt faster.

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Survey: 54% of Americans Can’t Handle a $500 Expense
How to Handle an Unexpected $500 Bill

December 15, 2025

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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