
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 10, 2026
Skip the bill shock—budget billing keeps your utility payments steady month after month.
Read moreMarch 10, 2026
What is the CRA? What role does it play in social justice and how does…
Read moreMarch 10, 2026
Take charge of your debt by choosing the first one to smash. We’ll help you learn how to prioritize your debt payoff order.
Read moreMarch 10, 2026
Manifest a better financial future, and take these steps to make it happen. Here are tips for creating your new financial normal.
Read moreMarch 10, 2026
Stay secure and in control of your money—see the best credit card alternatives for debt- and stress-free spending.
Read moreMarch 10, 2026
Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.
Read moreMarch 10, 2026
When you feel like your budget is as lean as it can be, attack debt from the other direction: increase your income. Here’s how.
Read moreMarch 10, 2026
See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.
Read moreMarch 11, 2026
Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.
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