author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Financial Emergency
Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency

March 8, 2026

Building an emergency fund is one of the best decisions you'll ever make for your finances.

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Is a Balance Transfer a Good Idea
Is a Balance Transfer a Good Idea?

March 9, 2026

A balance transfer could potentially make your interest disappear. But are they really a good idea? Find out now.

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I Went From Late Payments to an 810 Credit Score. Here's How
I Went From Late Payments to an 810 Credit Score. Here's How

March 9, 2026

Can you move from late payments to excellent credit? Absolutely. Here's how I did it.

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Can the Lender Change the Interest Rate on My Personal Loan?
Can the Lender Change the Interest Rate on My Personal Loan?

March 9, 2026

If you’re wondering about the possibility of a rate hike on your personal loan, here’s what you need to know.

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How Do You Get Out of Debt With No Money
How Do You Get Out of Debt With No Money?

March 7, 2026

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

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Questions to Ask About Home Loans Before You Consolidate Debt
Questions to Ask About Home Loans Before You Consolidate Debt

March 9, 2026

A home equity loan could help you pay off debt. Learn the details before borrowing against your home.

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Things to Do ASAP When You're Overwhelmed with Debt
3 Things to Do ASAP When You're Overwhelmed with Debt

March 7, 2026

Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.

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How to Buy a House with Bad Credit
How to Buy a House with Bad Credit

March 10, 2026

Bad credit doesn't need to stand in the way of your dream of homeownership.

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How to Avoid Wedding Debt
How to Avoid Wedding Debt

March 9, 2026

It’s easy to get caught up in the excitement of wedding planning and spend more…

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Debt Payoff Stories from Instagram Influencers
Debt Payoff Stories from Instagram Influencers

March 9, 2026

Want to be a full-time content creator? A financial plan could help you lock in the influencer lifestyle and avoid debt.

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