
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
December 11, 2025
Both government and private tax debt relief exists, but which is better? Read on to see the options and how to choose.
Read moreDecember 13, 2025
There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.
Read moreDecember 9, 2025
Far too many people end up with holiday debt regrets, but you can avoid them with careful budgeting and smart shopping.
Read moreDecember 4, 2025
Learn what might happen if you ignore your credit card debt, and the best ways to handle it.
Read moreDecember 12, 2025
While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.
Read moreDecember 4, 2025
Student loans could have an impact on your credit score for better and worse. Here’s the scoop.
Read moreDecember 11, 2025
Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.
Read moreDecember 14, 2025
Eviction debt can make it hard to find a rental and affect your credit. Learn how to pay it off and get back on track.
Read moreDecember 4, 2025
You have the power to find financial freedom and set yourself up for success. Here’s how.
Read moreDecember 2, 2025
While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…
Read more





