Kimberly Rotter

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

Check out our 10 best debt payoff apps to manage your budget and get rid of your credit card debt for good.

There’s one time when it’s good to end up with no more money: When you follow a zero-based budget. Learn more.

Stay secure and in control of your money—see the best credit card alternatives for debt- and stress-free spending.

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

Loan forbearance might be a good solution if you’re struggling. Here’s how to talk to your creditors about it.

Everyone wants the best deals leading up to the holidays. Check out these 6 Black…

Don't go into debt when shopping and preparing Thanksgiving dinner. Find out how to host Thanksgiving on a budget.

Our recent survey revealed that helping your kid through college could cause you undue emotional,…

Debt settlement could be a powerful debt relief tool. Here's how to know whether it's the right option for you.