author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Is Your Financial Stress at an All Time High?
3 Reasons Your Financial Stress Is At an All-Time High

March 3, 2026

Even if your financial stress is at an all time high, there are ways to…

Read more
The 3-6-9 Emergency Fund
The 3-6-9 Emergency Fund: How Much Do You Really Need?

March 3, 2026

Is three months' bills enough saved? Here’s how to know how much to put in your emergency fund.

Read more
Frozen Bank Account
Why a Bank Account Could be Frozen and How to Deal With It

March 3, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

Read more
Couples and Money
Couples and Money: How and Why to Get on the Same Page About Debt

March 3, 2026

Couples often benefit from talking about money. Here's how and why couples should get on the same page about debt.

Read more
What Is the Debt Snowball Method
What Is the Debt Snowball Method?

March 2, 2026

The debt snowball method could help you stay motivated while you knock out one debt at a time until your debts are gone.

Read more
How to Stop Credit Card Collection Calls
How to Stop Credit Card Collection Calls

March 2, 2026

Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.

Read more
Pros and cons of debt consolidation
Pros and Cons of Debt Consolidation

March 2, 2026

When it’s a good fit, debt consolidation can be great for getting just one monthly debt payment. Here’s how it works.

Read more
This One Big Life-Changing Adventure Could Help You Get Out of Debt Fast
This One Big Life-Changing Adventure Could Help You Get Out of Debt Fast

March 4, 2026

Tired of paying for the high cost of living in America? See how you can get out of debt faster by moving abroad.

Read more
What Do You Do When You Can't Pay Your Bills
What to Do When You Can’t Pay Your Bills

March 4, 2026

Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.

Read more