
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 20, 2025
Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.
Read moreOctober 20, 2025
Done with debt relief and ready to repair your credit? Follow these steps for a simple strategy to rebuild your credit.
Read moreNovember 1, 2025
Bad credit doesn't need to stand in the way of your dream of homeownership.
Read moreNovember 3, 2025
Debt is common, whether you’re in the military or not. But military members have some great ways to get help.
Read moreOctober 31, 2025
Skip the bill shock—budget billing keeps your utility payments steady month after month.
Read moreOctober 31, 2025
Stay secure and in control of your money—see the best credit card alternatives for debt- and stress-free spending.
Read moreOctober 31, 2025
Take charge of your debt by choosing the first one to smash. We’ll help you learn how to prioritize your debt payoff order.
Read moreOctober 31, 2025
Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.
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