author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Does Eviction Protection Still Apply to You?
How to Pay Off Eviction Debt: A Complete Guide to Resolving Apartment Debt

March 3, 2026

Eviction debt can make it hard to find a rental and affect your credit. Learn how to pay it off and get back on track.

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How Does Medical Debt Should Up on Your Credit Report
How Does Medical Debt Show Up on Your Credit Report?

March 3, 2026

A rule keeping medical debt off credit reports has been struck down by the courts, but some protections remain in place.

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What You Should Know About Credit Discrimination
What You Should Know About Credit Discrimination

March 3, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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How long does it take to garnish a bank account
How Long Does it Take to Garnish a Bank Account?

March 3, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

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Denied credit card
Denied a Credit Card? Here’s What to Do Next

March 3, 2026

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

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Low-Budget Wedding Ideas
Low-Budget Wedding Ideas When You Want to Avoid Debt

March 3, 2026

You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.

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Personal Financial Planning for Your Financial Goals
12 Smart Money Management Tips to See You Through the Rest of the Year

March 3, 2026

Ready to finish the year strong? We have 12 smart money tips to get you there.

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Survey: 54% of Americans Can’t Handle a $500 Expense
How to Handle an Unexpected $500 Bill

March 3, 2026

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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Stay Debt Free This Holiday Season
Stay Debt Free This Holiday Season

March 3, 2026

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Survey: More Women Than Men Are Stressed About Debt
Survey: More Women Than Men Are Stressed About Debt

March 3, 2026

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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