author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Bill Consolidation
What Is Bill Consolidation?

December 4, 2025

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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9 Smart Ways to Save Money on Summer Vacation
10 Smart Ways to Save Money on Summer Vacation

December 11, 2025

With a little bit of planning, you can enjoy an awesome vacation and still stay…

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How to Build Credit after Domestic Abuse
Strike Back and Move On: How to Recover From Financial Abuse

December 18, 2025

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Student Loan Forgiveness
Student Loan Forgiveness

December 19, 2025

From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.

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Personal Financial Planning for Your Financial Goals
12 Smart Money Management Tips to See You Through the Rest of the Year

December 15, 2025

Ready to finish the year strong? We have 12 smart money tips to get you there.

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Maxed out credit cards
Maxed-Out Credit Cards: Why It's Bad and What to Do About It

December 1, 2025

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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Is Your Debt Relief Company Legit?
Is Your Debt Relief Company Legit?

December 15, 2025

Wondering if a debt relief company will help or harm? Here’s how to know if you’ve found a legit one.

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How much debt can be forgiven with debt settlement
How Much Debt Can Be Forgiven With Debt Settlement?

December 14, 2025

Got too much debt? Here’s how debt settlement might help.

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10 Money-Saving Vacation Hacks
12 Ways to Save Money for Vacation

December 4, 2025

While you’re on vacation, it can be hard to relax because you’re worried about the…

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Budget billing graphic
What Is Budget Billing? A Guide to How It Works

December 4, 2025

Skip the bill shock—budget billing keeps your utility payments steady month after month.

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