Kimberly Rotter

Not being able to pay your bills is scary, but you can take action. Start with these tips.

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

Help yourself get out of debt with these lifestyle changes and better money management.

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

High-interest debt can cost you a lot, quickly. Here’s what to do about it.

Consolidation could hurt or help your score. Here’s how to tell when it’s the right choice for you.

You can recover after falling behind on debt payments. We’ll show you how to get back on track.

Financial hardship can put you behind on bills and spell trouble for your credit. Here's how to get back on track.