author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Why Dealing with Debt Isn’t as Scary as You Think
Why Dealing with Debt Isn’t as Scary as You Think

December 12, 2025

Debt gets less scary when you start tackling it. We’ll show you how.

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How Does Medical Debt Should Up on Your Credit Report
How Does Medical Debt Show Up on Your Credit Report?

December 14, 2025

A rule keeping medical debt off credit reports has been struck down by the courts, but some protections remain in place.

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Is an authorized user responsible for debt
Is An Authorized User Responsible For Debt?

December 19, 2025

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Recovering from a Contractor Gone Wrong…Without Bankruptcy

December 18, 2025

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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Survey: More Women Than Men Are Stressed About Debt
Survey: More Women Than Men Are Stressed About Debt

December 15, 2025

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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How to Improve Your Financial Health
How to Improve Your Financial Health

December 2, 2025

Your financial health is just as important as your physical health. Read these simple tips…

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The Season of Giving: How We Will Give Back This Year
The Season of Giving: How We Will Give Back This Year

December 6, 2025

Want to give back but worried about the budget? Try these free ways to give back as a family this holiday season.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief

December 9, 2025

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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10 Warning Signs of Financial Trouble
Warning Signs of Financial Trouble

December 4, 2025

Are you headed toward financial trouble? Read on to be aware and stop the bleeding.

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5 Ways to Get Rid of Debt Stress
5 Ways to Get Rid of Debt Stress

December 6, 2025

Does thinking about your debt cause you anxiety or keep you up at night? Try these tips to manage debt stress.

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