author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Does Debt Relief Cancel Credit Cards?
Does Debt Relief Cancel Credit Cards?

September 18, 2025

When you need debt relief, you might need to take a break from credit cards. Find out what could happen to your cards.

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How to rebuild financial confidence after debt relief
How to Rebuild Financial Confidence After Debt Relief

August 27, 2025

Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.

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Can Debt Collectors Take Money From Your Bank Account
Complete Guide to Bank Account Levy and Garnishment

September 6, 2025

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

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Debt Settlement, Taxes, and Your 2018 Filing
Debt Settlement Taxes: Understanding the Tax Implications of Forgiven Debt [Updated for 2025]

September 14, 2025

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

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Tips to Get the Best Interest Rate When Consolidating Your Debt
Tips to Get the Best Interest Rate When Consolidating Your Debt

August 28, 2025

The right approach to consolidating your debt could save you big time on interest.

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