author

Cole Tretheway

Financial writer

Cole is a freelance writer. He’s written hundreds of useful articles on money for personal finance publications like The Motley Fool Money. He breaks down complicated topics, like how credit cards work and which brokerage apps are the best, so that they’re easy to understand.

How to Manage Student Loan Debt
How to Manage Student Loan Debt

February 23, 2026

Student loans can be a lot to manage, but you’ve got choices. Learn clear steps to pay less and stress less.

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Financial Advice to Ignore During a Recession
Financial Advice to Ignore During a Recession

February 24, 2026

How to get through a scary financial time: ignore the bad advice and protect your money. We’ll show you how.

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Car Loan for Bad Credit
Car Loan for Bad Credit: Should You Bite?

March 5, 2026

Having poor credit could double or even triple your APR on a car loan. Here’s how to make your loan more affordable.

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Car Loan Refinance
Car Loan Refinance: Is It Worth It to Get a Lower Payment?

March 5, 2026

Think about more than just rates when you consider refinancing your car loan. We’ll show you how to compare offers.

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Does Credit Utilization Matter if You Pay in Full?
Does Credit Utilization Matter If You Pay in Full?

March 8, 2026

You can pay off your full statement balance and still get dinged for credit utilization.

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What Is VantageScore
What Is VantageScore?

March 8, 2026

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

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Credit card debt forgiveness for disabled
Credit Card Debt Forgiveness for Disabled Individuals: Complete Guide [2025]

February 28, 2026

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

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Debt Snowball or Debt Avalanche: Which is Better?
Debt Snowball or Debt Avalanche: Which is Better?

March 1, 2026

Two of the most popular debt payoff strategies—and the one you’ll actually stick to.

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7 Budget Basics Your Teenager Should Know
7 Budget Basics Your Teenager Should Know

February 26, 2026

It is never too early to teach money skills. Learn seven essentials of using a…

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What is the Fair Debt Collection Practices Act - FDCPA
What Is the Fair Debt Collection Practices Act - FDCPA?

February 27, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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