author

Cole Tretheway

Financial writer

Cole is a freelance writer. He’s written hundreds of useful articles on money for personal finance publications like The Motley Fool Money. He breaks down complicated topics, like how credit cards work and which brokerage apps are the best, so that they’re easy to understand.

My Car Payment Is Too High! What Can I Do?
My Car Payment Is Too High! What Can I Do?

April 1, 2026

For many of us, selling a car is a no-go, even if payments get too high. Here’s how to handle it.

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What Is Zero-Based Budgeting?

October 7, 2026

Give every dollar a job. Here's how a zero-based budget helps you spend, save, and get ahead of debt.

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What collection debt looks like in Americal
What Collection Debt Looks Like in America: A Mid-Year Look

March 14, 2026

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

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Denied credit card
Denied a Credit Card? Here’s What to Do Next

October 24, 2026

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

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Is Your Financial Stress at an All Time High?
3 Reasons Your Financial Stress Is At an All-Time High

October 24, 2026

Even if your financial stress is at an all time high, there are ways to…

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How to get out of credit card debt without ruining your credit
How to Get Out of Credit Card Debt Without Ruining Your Credit

March 17, 2026

Smart debt payoff strategies could free you from credit card stress while you protect your credit score.

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Credit card debt forgiveness for disabled
Credit Card Debt Forgiveness for Disabled Individuals: Complete Guide

April 17, 2026

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

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Will a Dealership Really Pay Off My Car Loan?
Will a Dealership Really Pay Off My Car Loan?

April 2, 2026

Calculate whether a dealership offer would cover your current loan or hand you higher monthly payments.

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