author

Cole Tretheway

Financial writer

Cole is a freelance writer. He’s written hundreds of useful articles on money for personal finance publications like The Motley Fool Money. He breaks down complicated topics, like how credit cards work and which brokerage apps are the best, so that they’re easy to understand.

Is Your Financial Stress at an All Time High?
3 Reasons Your Financial Stress Is At an All-Time High

April 12, 2026

Even if your financial stress is at an all time high, there are ways to…

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How Much Debt Does the Average American Have?
How Much Debt Does the Average American Have?

April 1, 2026

Don’t let nationwide debt averages drive you. Your debt can be conquered no matter how it compares.

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5 Smart Ways to Spend Your 2020 Tax Refund
5 Smart Ways to Spend Your Tax Refund

March 16, 2026

There are so many things you can do with a tax refund, but what should…

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7 Smart Ways to Use Your Credit Cards in a Recession
8 Smart Ways to Use Your Credit Cards in a Recession

April 18, 2026

Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.

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Car Loan Refinance
Car Loan Refinance: Is It Worth It to Get a Lower Payment?

March 5, 2026

Think about more than just rates when you consider refinancing your car loan. We’ll show you how to compare offers.

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How to open a bank account no creditor can touch
How to Open a Bank Account That No Creditor Can Touch

April 3, 2026

There are four tactics for protecting deposits from creditors.

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Denied credit card
Denied a Credit Card? Here’s What to Do Next

April 12, 2026

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

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7 Budget Basics Your Teenager Should Know
7 Budget Basics Your Teenager Should Know

March 29, 2026

It is never too early to teach money skills. Learn seven essentials of using a…

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Lowest Credit Score
What Is the Lowest Credit Score?

April 3, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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My Car Payment Is Too High! What Can I Do?
My Car Payment Is Too High! What Can I Do?

April 1, 2026

For many of us, selling a car is a no-go, even if payments get too high. Here’s how to handle it.

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