author

Cole Tretheway

Financial writer

Cole is a freelance writer. He’s written hundreds of useful articles on money for personal finance publications like The Motley Fool Money. He breaks down complicated topics, like how credit cards work and which brokerage apps are the best, so that they’re easy to understand.

What is the Fair Debt Collection Practices Act - FDCPA
What Is the Fair Debt Collection Practices Act - FDCPA?

April 3, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

Read more
Your First Credit Card
Your First Credit Card: How to Choose It, How to Use It

April 1, 2026

Your first credit card can level up your financial game. Here’s how to choose it and use it.

Read more
What Is VantageScore
What Is VantageScore?

October 30, 2026

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

Read more
Debt Load
Debt Load and Your Finances

September 19, 2026

Your debt load is more than a number. It's the weight your monthly budget carries.

Read more
Convenient Alternatives to Credit Cards
Convenient Credit Card Alternatives

March 10, 2026

Stay secure and in control of your money—see the best credit card alternatives for debt- and stress-free spending.

Read more
3 Ways to Pay Off Holiday Credit Card Debt Fast
How to Pay Off Holiday Credit Card Debt Fast

March 14, 2026

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

Read more
Is an authorized user responsible for debt
Is an Authorized User Responsible for Credit Card Debt?

September 24, 2026

An authorized user account could help your credit. The debt itself almost always stays with the primary cardholder.

Read more
The Credit Card Sign Up Bonus: Too Good to Be True?
The Credit Card Sign-Up Bonus: Worth It?

March 15, 2026

Free money, or a way to lure you deeper into debt? Here is what you…

Read more
9 Amazing Ways to Save $300 Every Month
9 Amazing Ways to Save $300 Every Month

March 14, 2026

Obeying these nine budget rules can help you save $300 a month—or more!

Read more
7 Smart Ways to Pay off Student Loans
11 Smart Ways to Pay off Student Loans

September 21, 2026

Here are smart, practical ways to pay off student loans faster, from quick tweaks to federal forgiveness programs.

Read more