All Articles

10 Money-Saving Vacation Hacks
Aimee Bennett

May 25, 2018

While you’re on vacation, it can be hard to relax because you’re worried about the…

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9 Amazing Ways to Save $300 Every Month
Charla Myers

May 4, 2018

Obeying these 9 budget rules can help you save $300 a month – or more!…

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What’s a Good Debt-to-Income Ratio?
John Russo

May 1, 2018

Debt-to-income ratio tells you what percent of your monthly income goes towards paying debt. Learn how to calculate your DTI and why it's important.

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7 Budget Basics Your Teenager Should Know
Aimee Bennett

April 30, 2018

It is never too early to teach money skills. Learn seven essentials of using a…

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How to Understand and Conquer Financial Phobia
John Russo

February 2, 2018

If you’re suffering from financial phobia, you’re not alone. Learn more about this fear, how…

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10 Ways to Clean Up Your Finances
Ann Condron

December 13, 2017

Start the year off right with our 10 favorite money tips, from maxing out your…

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How to Save $100 by Unsubscribing from Entertainment Apps
Charla Myers

November 17, 2017

Many of us have no idea what we spend on subscription services every year. How…

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How to Not Stress about Money: 4 Key Tips
Charla Myers

October 12, 2017

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

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How to Improve Your Financial Health
John Russo

September 12, 2017

Your financial health is just as important as your physical health. Read these simple tips…

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Why Do People Overspend?
Tammi Huang

May 20, 2017

Why do people overspend? Here’s a glance into the psychological reasons some people tend to…

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5 Money Tips for Recent Grads
Aimee Bennett

April 14, 2017

We’ve got five financial tips to make the transition out of college go smoothly for…

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7 Ways to Fix Your Credit
Tammi Huang

February 6, 2017

Your credit score affects many aspects of your life. If your score is less than stellar, don't worry. There are several ways to fix your credit.

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Debit or Credit?
Tammi Huang

October 14, 2013

Should you use debit or credit to make that purchase? It depends on a number of factors, including your personal preferences, your budget, and more.

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Ten Facts About Debt Collector Calls You Need to Know
John Russo

December 16, 2018

When you're struggling with debt and trying to make payments, the last thing you need…

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How to Find SBA Debt Relief
Aly J. Yale

April 7, 2022

How to get debt relief for small business loans. Can you settle SBA loans?

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Credit Counseling vs. Debt Settlement vs. Bankruptcy

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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Credit card counseling pros and cons
Erik J. Martin

April 12, 2023

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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Scam? The Tax Debt Compromise Program Phone Call
Erik J. Martin

April 7, 2022

Is the tax debt compromise program phone call a scam? here's how to tell.

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How Long Does Debt Relief Take?
Richard Barrington

March 7, 2023

All debt relief takes time, but debt settlement generally gets your credit back on track faster than bankruptcy. Learn more here.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

June 24, 2024

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How to avoid common pitfalls in debt settlement
Richard Barrington

June 24, 2024

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

June 19, 2024

Got too much debt? Here’s how debt settlement might help.

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Is a Debt Relief Program a Good Idea for You?
Peter Warden

June 18, 2024

Is a debt relief program your best choice? Find out the pros and cons of each option so you can pick the path that’s right for you.

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What’s it Like to Go Through Debt Relief?
Richard Barrington

June 18, 2024

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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The psychological benefits of settling your debts 
Aaron Crowe

June 17, 2024

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Is Debt Settlement Worth It?
Richard Barrington

June 17, 2024

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

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