All Articles

How to deal with debt collectors: 9 practical tips to stay calm and take control
John Russo

September 16, 2024

Fielding debt collection calls can be very stressful. Learn how to deal with debt collectors and manage that stress better.

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Hardship Loans for Bad Credit
Erik J. Martin

September 16, 2024

Hardships are never easy to experience, but you may be able to weather the storm with these options.

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Peter Warden

September 16, 2024

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Richard Barrington

September 16, 2024

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

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Zombie Debt: Don’t Let It Rise To Bite You
Gideon Sandford

September 16, 2024

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

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What is Unsecured Debt?
Richard Barrington

September 16, 2024

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

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Can You Inherit Credit Card Debt?
Tammi Huang

September 15, 2024

Can you inherit credit card debt from your parents? Usually not, but there are a…

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How to Consolidate Credit Card Debt
Rebecca Lake

September 15, 2024

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

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Too Much Debt? Identify and Learn the Signs of Too Much Debt
John Russo

September 15, 2024

Learn ;how to identify if you have too much debt. Including six signs of people that have too much debt and the first step to deal with too much debt.

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Is it a good idea to use a 401(k) loan to pay off your credit card debt?
Peter Warden

September 15, 2024

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Rebecca Lake

September 15, 2024

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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What to Do When Your Spouse Loses Their Job
Anna Baluch

September 15, 2024

Wondering what to do when your spouse loses their job? These tips can help you…

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How to Save Money on Vacation
John Russo

September 15, 2024

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

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Can You Go To Jail For Credit Card Debt?
Rebecca Lake

September 15, 2024

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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How Many Credit Cards Should You Have?
Richard Barrington

September 15, 2024

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

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Credit Card Debt Forgiveness For Disabled: Does It Exist?
Rebecca Lake

September 15, 2024

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

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Private Student Loan Debt Relief: Practical Steps and Options
Richard Barrington

September 15, 2024

Private student loans aren’t eligible for the popular federal debt relief programs. Learn about the debt relief options that are available.

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How to Find Debt Relief for Seniors
Peter Warden

September 15, 2024

Debt relief for seniors is for problem debt, even if you’re on Social Security. Find out your options for creating a better financial future at any age.

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Debt and Divorce: From Division to Debt Relief
Richard Barrington

September 15, 2024

Get your finances on track after divorce by seeing who’s responsible for which debts. We’ll show you how to put together a sustainable financial plan.

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Finding Hope in Hardship: Understanding Your Emergency Debt Relief Options
Peter Warden

September 15, 2024

When you’re in financial distress, things can feel hopeless. But emergency debt relief can help ease your burden and put you on a path to stability.

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Denied a Credit Card? Here’s What to Do Next
Jane Meggitt

September 15, 2024

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

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Medical Debt Relief: A Path to Settle and Consolidate Your Medical Bills
Richard Barrington

September 15, 2024

Medical bills can cause financial problems and stress. Several medical debt relief options could help you get to the other side of those bills.

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Debt Counseling: Make it Work for You
Erik J. Martin

September 15, 2024

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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How to Stop Credit Card Collection Calls
Aly J. Yale

September 15, 2024

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts
Gina Freeman (Pogol)

September 15, 2024

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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What Is a Debt Consolidation Loan?
Rebecca Lake

September 15, 2024

A debt consolidation loan can lower your payment, reduce your interest rate, and simplify your debt management. Learn more about the types of debt consolidation loans.

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How Can I Find Government Credit Card Debt Relief Programs?
Rebecca Lake

September 15, 2024

Are there government credit card debt relief programs? No, but other credit card debt relief programs might be helpful to you.

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What Are Debt Relief Services?
Rebecca Lake

September 15, 2024

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

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What if I Can’t Pay My Rent?
Richard Barrington

September 15, 2024

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

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What Is Household Wealth?
Richard Barrington

September 14, 2024

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

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What Is a Commercial Loan?
Gina Freeman (Pogol)

September 14, 2024

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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What Is Bill Consolidation?
Rebecca Lake

September 14, 2024

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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What Are Debt Strategies?
Richard Barrington

September 14, 2024

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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What Is Home Equity?
Gina Freeman (Pogol)

September 14, 2024

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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What Is Debt Consolidation?
Richard Barrington

September 14, 2024

What is debt consolidation? Learn about debt consolidation loans, debt consolidation companies, and how to consolidate debt.

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What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

September 14, 2024

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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How a Debt Management Plan Can Help You Get Back on Track
Jane Meggitt

September 14, 2024

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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Budgeting Hacks: Ways to Start or Improve Your Budget
Thilini Wijesinhe

September 14, 2024

A budget can help you achieve your financial goals faster. Find out how to make a simple budget and stick to it.

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How to Get a Consolidation Loan with a High DTI
Gina Freeman (Pogol)

September 14, 2024

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Top Apps to Save Money: Let Your Money Grow
Erik J. Martin

September 14, 2024

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

September 14, 2024

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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Emergency Funds: How to Prepare for the Unexpected
Gina Freeman (Pogol)

September 14, 2024

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

September 14, 2024

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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How Does Credit Repair Work?
Richard Barrington

September 14, 2024

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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Who Can Access Your Credit Report?
Erik J. Martin

September 14, 2024

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

September 14, 2024

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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How to Dispute Your Credit Report
Jane Meggitt

September 14, 2024

Errors on your credit report can make it harder to qualify for a loan. Learn how to detect and dispute errors on your credit report.

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What is a Financial Emergency and How to Deal With One
Richard Barrington

September 14, 2024

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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How to Use a Secured Credit Card and Build Credit
Karen Cordaway

September 13, 2024

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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Debt Relief vs. Bankruptcy: What’s Right for You?
Gina Freeman (Pogol)

September 13, 2024

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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