All Articles

5 Strategies to Help Manage Small Business Debt
Ben Gran

June 2, 2025

In tough times, you will need to work even harder to manage your small business…

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Debt Relief for the Unemployed
Peter Warden

June 2, 2025

You can still access debt relief if you’re unemployed, but you have fewer options. Discover how you can manage debt while jobless.

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10 Tips for Hosting a Holiday Meal on a Budget
Christy Bieber

June 2, 2025

Holiday food doesn't have to mean overspending. Learn how to save money here.

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60% of Americans Aren’t Saving Enough for Retirement
Kailey Hagen

June 2, 2025

Our latest survey revealed that 60% of Americans aren’t saving enough for retirement. If that…

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What Is Home Equity?

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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What Is Debt Consolidation?
Richard Barrington

June 2, 2025

What is debt consolidation? Learn about debt consolidation loans, debt consolidation companies, and how to consolidate debt.

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What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

June 2, 2025

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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Private Student Loan Debt Relief: Practical Steps and Options
Richard Barrington

June 2, 2025

Private student loans aren’t eligible for the popular federal debt relief programs. Learn about the debt relief options that are available.

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Debt Counseling: Make it Work for You
Erik J. Martin

June 2, 2025

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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Debt Relief Programs: How They Work and What to Look For

The debt relief program is a way to reduce what you owe on credit cards and other debt by convincing creditors to accept less than you owe.

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

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4 Common Financial Mistakes New Grads Make
Lyle Daly

June 2, 2025

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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Debt and Divorce: From Division to Debt Relief
Richard Barrington

June 2, 2025

Get your finances on track after divorce by seeing who’s responsible for which debts. We’ll show you how to put together a sustainable financial plan.

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How to Find Debt Relief for Seniors
Peter Warden

June 2, 2025

Debt relief for seniors is for problem debt, even if you’re on Social Security. Find out your options for creating a better financial future at any age.

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What Are Debt Relief Loans?
Richard Barrington

June 2, 2025

Find debt relief loans including debt consolidation loans, debt relief loans for bad credit or government debt relief loans. Debt management plans may also be an option.

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Do You Really Need a 20% Down Payment?
Maurie Backman

June 1, 2025

It is necessary to make a 20% down payment when buying a home? We interviewed…

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Budgeting Hacks: Ways to Start or Improve Your Budget
Thilini Wijesinhe

June 1, 2025

A budget can help you achieve your financial goals faster. Find out how to make a simple budget and stick to it.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

June 1, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

June 1, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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How to Deal With Overdraft and a Negative Bank Account
Ashley Maready

June 1, 2025

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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Can You Raise Your Credit Score 100 Points Overnight?
Brittney Myers

June 1, 2025

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

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How Do Student Loans Affect Credit Score?
Maurie Backman

June 1, 2025

Learn how having student debt can help or harm your credit scores.

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

June 1, 2025

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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Couponing: A Beginner’s Guide
Brittney Myers

June 1, 2025

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

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How to Be Debt-Free by Retirement
Robin Hartill, CFP

June 1, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

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How Long Does Debt Relief Take?
Richard Barrington

June 1, 2025

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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