All Articles

Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

September 18, 2024

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

Read more
#MyFreedomDebtStory: The Story, the Contest, the Winners
Aimee Bennett

September 18, 2024

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

Read more
How Could the New Biden Administration Affect My Money?
Steve Tanner

September 18, 2024

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

Read more
#MyFreedomDebtStory: The Story, the Contest, and the Winners
Tanya Peterson

September 18, 2024

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

Read more
Financial House Cleaning: How to Organize Your Finances in 2021
Anna Baluch

September 18, 2024

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

Read more
Meet Our Clients: Maxine T.
Anna Baluch

September 18, 2024

Freedom Debt Relief strives to help everyday Americans resolve their debts and create brighter financial…

Read more
Meet our Clients: Chris A.
Anna Baluch

September 18, 2024

Freedom Debt Relief is passionate about helping everyday Americans move towards a better financial future.…

Read more
Meet Our Clients: Laura A.
Anna Baluch

September 18, 2024

Our Freedom Debt Relief clients have each taken a journey to get on the path…

Read more
Is a Balance Transfer Card Harder to Get Right Now?
Sara Korn

September 18, 2024

Due to the coronavirus financial crisis, lenders are making it harder to get a balance…

Read more
Meet Our Clients: Patti B.
Anna Baluch

September 18, 2024

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

Read more
Will Updates to the PPP Provide Any Small Business Debt Relief?
Sara Korn

September 18, 2024

Learn how the Paycheck Protection Program Flexibility Act of 2020 compares to the PPP in…

Read more
Americans Spending Stimulus Check on Bills, Debt
Sara Korn

September 18, 2024

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

Read more
Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

September 18, 2024

It's normal to question whether you'll need to skip a loan payment during these precarious…

Read more
Debt Relief for Business Owners
Michael Micheletti

September 18, 2024

Debt is a familiar problem for small businesses. Learn about the debt relief options available…

Read more
Best Apps to Payoff Credit Card Debt
Thilini Wijesinhe

September 18, 2024

Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…

Read more
How to pay off credit card debt: strategies, comparisons, and tips
Aaron Crowe

September 18, 2024

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Read more
How to Manage Student Loan Debt
Justine Nelson

September 17, 2024

If you have a large student debt load, you're not alone. Here are several options…

Read more
Survey: Americans Are (Still) Struggling With Debt
Tammi Huang

September 17, 2024

Our recent survey revealed what our debt problem looks like, but what can those struggling…

Read more
Meet Our Clients: Peggy and Howard
John Russo

September 17, 2024

Find out how our clients, Peggy and Howard Powell saved money and got out of…

Read more
Study: Freedom Debt Relief Helps Clients Reduce Stress
John Russo

September 17, 2024

A study from the L. William Seidman Research Institute found that Freedom Debt Relief helps…

Read more
4 Bad Ways to Pay Off Debt
Charla Myers

September 17, 2024

There are better and worse ways to approach paying off your debts. Some types of…

Read more
10 Warning Signs of Financial Trouble
Tammi Huang

September 17, 2024

Understanding how to spot the warning signs of financial trouble is the first step toward…

Read more
The Case for Debt Settlement: The AFCC Study
Ann Condron

September 17, 2024

This infographic of a 2017 study by the American Fair Credit Council (AFCC) shows how…

Read more
The Truth About America’s Debt Crisis
Tammi Huang

September 17, 2024

What is the American debt crisis, and what can you do to become less of…

Read more
Does Paying Off Debt Improve Your Credit Profile?
Tammi Huang

September 17, 2024

Many people who have debt problems often suffer from a bad credit profile as well.…

Read more
What is a 401k Plan?
Jacqueline Backman

September 17, 2024

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

Read more
Couponing: A Beginner’s Guide
Sarah Li Cain

September 17, 2024

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

Read more
How to Deal With Overdraft and a Negative Bank Account
Erik J. Martin

September 17, 2024

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

Read more
5 Unexpected legal outcomes of ignoring credit card debt
Richard Barrington

September 17, 2024

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Read more
When Can You Use a Credit Card Forbearance Program?
Miranda Marquit

September 17, 2024

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Read more
Can You Raise Your Credit Score 100 Points Overnight?
Richard Barrington

September 17, 2024

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

Read more
How to Use a Hardship Program for Debt
Erik J. Martin

September 17, 2024

Hardship programs for debt.

Read more
Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

September 17, 2024

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

Read more
How Does Debt Settlement Work?
Noelle Marr

September 17, 2024

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

Read more
What Is the Lowest Credit Score?
Peter Warden

September 17, 2024

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

Read more
Debt Settlement Pros and Cons
Gideon Sandford

September 17, 2024

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

Read more
Payday Loan Consolidation: What Are My Best Options?
Richard Barrington

September 16, 2024

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

Read more
How to Write a Debt Settlement Letter
Rebecca Lake

September 16, 2024

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

Read more
What Is Credit Counseling?
Rebecca Lake

September 16, 2024

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

Read more
Is An Authorized User Responsible For Debt?
Richard Barrington

September 16, 2024

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Read more
How to Open a Bank Account That No Creditor Can Touch
Peter Warden

September 16, 2024

There are four tactics for protecting deposits from creditors.

Read more
Pros and Cons of Debt Consolidation
Peter Warden

September 16, 2024

Learn the pros and cons of debt consolidation

Read more
How to use hardship programs to temporarily suspend credit card payments
Richard Barrington

September 16, 2024

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Read more
How to Get a Debt Consolidation Loan With Bad Credit
Rebecca Lake

September 16, 2024

How to consolidate debt if you have bad credit. Bad credit debt consolidation loans can help you lower your payments and your interest rate.

Read more
What Is a Government Debt Relief Program?
Rebecca Lake

September 16, 2024

Government debt relief programs exist for student debt, tax debt, and certain mortgage debt. However, there is no government credit card debt program, so...

Read more
How to Stop Debt Collection Calls
Gina Freeman (Pogol)

September 16, 2024

If your debt has gone to collections, debt collection calls can be intrusive and stressful. Learn your rights and how to stop debt collector calls.

Read more
Debt settlement companies: What they are and how to find one
John Russo

September 16, 2024

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

Read more
Debt Management Program: What it is and How to Find One
Charla Myers

September 16, 2024

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

Read more
How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

September 16, 2024

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

Read more
What is Predatory Lending?
Charla Myers

September 16, 2024

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

Read more