All Articles

If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

June 10, 2022

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

June 16, 2022

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

June 10, 2022

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
Steve Tanner

June 9, 2022

Here are 7 ideas that may help you save money on healthcare and still get…

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Are Lawsuit Settlements Taxable?
Erik J. Martin

June 7, 2022

How are lawsuit settlements taxed. Can you avoid taxes on lawsuit settlements?

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3 Common Financial Mistakes New Grads Make

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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5 Ways to Take an Affordable Family Vacation This Summer

How to take a family vacation without going into debt. Budget vacation options.

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

April 14, 2022

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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What Is Biden’s Student Loan Forgiveness Program?
Erik J. Martin

April 7, 2022

Can the Biden student loan forgiveness plan help you?

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What are Credit Card Debt Relief Programs?
Aly J. Yale

March 31, 2022

Credit card relief programs could help you get out of credit card debt faster and…

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Bankruptcy: Understand Your Options
Richard Barrington

March 30, 2022

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

March 24, 2022

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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How to Cancel a Credit Card
Peter Warden

March 21, 2022

Learn how to cancel a credit card safely to protect your finances and your credit score.

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

March 21, 2022

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

March 20, 2022

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

March 13, 2022

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

March 13, 2022

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How Much of Your Income Should You Spend on Housing?
Richard Barrington

December 31, 2024

The 25-30% rule is a guideline for how much of your income to spend on housing. Learn how to use it to help you have more money for your goals.

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Betsalel Cohen

March 9, 2022

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

February 3, 2022

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

January 26, 2022

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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Maxed Out Credit Cards: Why It's Bad and What to Do About It
Rebecca Lake

February 23, 2022

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

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What is a HELOC?
Erik J. Martin

February 20, 2022

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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Complete Guide to Debt Consolidation
Peter Warden

January 25, 2022

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

January 25, 2022

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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