All Articles

Debt Relief vs. Bankruptcy: What’s Right for You?
Gina Freeman (Pogol)

March 31, 2025

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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What Is The Difference Between a Credit Report and a Credit Score
Miranda Marquit

March 31, 2025

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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Should I file for bankruptcy?
Dana George

March 31, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How to build credit in 3 steps
Gina Freeman (Pogol)

March 31, 2025

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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What is the Fair Debt Collection Practices Act - FDCPA?
Rebecca Lake

March 31, 2025

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Does Unemployment Affect Your Credit Score?
Erik J. Martin

March 31, 2025

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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Does Paying Off Your Credit Cards Help Your Credit Score
Rebecca Lake

March 30, 2025

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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7 Tips to Help You Pay Off Credit Card Debt
Karen Cordaway

March 30, 2025

Credit card debt can be overwhelming. Learn to crush it with these tips.

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Emergency Loans - Are They Available?
Richard Barrington

March 30, 2025

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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Which Debt Should You Pay Off First?
Thilini Wijesinhe

March 30, 2025

You can become debt-free by choosing a debt to start with and the repayment strategy that works for you. Check out our expert guide to learn more.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Rebecca Lake

March 30, 2025

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

March 30, 2025

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

March 30, 2025

Worrying about your estate and planning for the future is important.

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Credit Card Debt Lawyer: Should You Use One?
Gina Freeman (Pogol)

March 30, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Read Your Credit Card Statement
Peter Warden

March 30, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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How to Refinance Credit Card Debt
Richard Barrington

March 30, 2025

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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How Does Consumer Credit Counseling Work?
Rebecca Lake

March 30, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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Why Did My Credit Score Drop?
Richard Barrington

March 30, 2025

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

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What Is Debt Resolution?
Rebecca Lake

March 30, 2025

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

March 30, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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Credit Card Debt Relief
Erik J. Martin

March 30, 2025

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Statute of Limitations on Credit Card Debt
Peter Warden

March 30, 2025

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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Is a 600 Credit Score Good or Bad?
Richard Barrington

March 30, 2025

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

March 30, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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Debt relief in Louisiana: Facts, Programs, and Solutions

March 30, 2025

Louisiana residents, looking for a solution to your increasing credit card debt? See whether a debt consolidation loan or debt relief option is right for you.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

March 29, 2025

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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