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While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

There are four tactics for protecting deposits from creditors.

Learn the pros and cons of debt consolidation

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

How to consolidate debt if you have bad credit. Bad credit debt consolidation loans can help you lower your payments and your interest rate.

If your debt has gone to collections, debt collection calls can be intrusive and stressful. Learn your rights and how to stop debt collector calls.

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

Can you inherit credit card debt from your parents? Usually not, but there are a…

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Learn ;how to identify if you have too much debt. Including six signs of people that have too much debt and the first step to deal with too much debt.

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

Wondering what to do when your spouse loses their job? These tips can help you…

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

Fielding debt collection calls can be very stressful. Learn how to deal with debt collectors and manage that stress better.