All Articles

Survey: Americans Are (Still) Struggling With Debt
Tammi Huang

June 7, 2019

Our recent survey revealed what our debt problem looks like, but what can those struggling…

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Meet Our Clients: Peggy and Howard
John Russo

May 21, 2019

Find out how our clients, Peggy and Howard Powell saved money and got out of…

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Study: Freedom Debt Relief Helps Clients Reduce Stress
John Russo

April 12, 2019

A study from the L. William Seidman Research Institute found that Freedom Debt Relief helps…

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4 Bad Ways to Pay Off Debt
Charla Myers

November 8, 2018

There are better and worse ways to approach paying off your debts. Some types of…

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Meet Our Clients: Patti B.
Anna Baluch

June 16, 2020

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

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Will Updates to the PPP Provide Any Small Business Debt Relief?
Sara Korn

June 11, 2020

Learn how the Paycheck Protection Program Flexibility Act of 2020 compares to the PPP in…

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10 Warning Signs of Financial Trouble
Tammi Huang

September 30, 2018

Understanding how to spot the warning signs of financial trouble is the first step toward…

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The Case for Debt Settlement: The AFCC Study
Ann Condron

February 21, 2018

This infographic of a 2017 study by the American Fair Credit Council (AFCC) shows how…

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The Truth About America’s Debt Crisis
Tammi Huang

July 3, 2017

What is the American debt crisis, and what can you do to become less of…

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Does Paying Off Debt Improve Your Credit Profile?
Tammi Huang

September 9, 2013

Many people who have debt problems often suffer from a bad credit profile as well.…

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5 Unexpected legal outcomes of ignoring credit card debt
Richard Barrington

August 11, 2024

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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What is a 401k Plan?
Jacqueline Backman

July 15, 2013

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

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How to Use a Secured Credit Card and Build Credit
Karen Cordaway

March 8, 2023

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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Couponing: A Beginner’s Guide
Sarah Li Cain

June 13, 2013

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

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Hardship Loans for Bad Credit
Erik J. Martin

June 19, 2024

Hardships are never easy to experience, but you may be able to weather the storm with these options.

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How to Deal With Overdraft and a Negative Bank Account
Erik J. Martin

December 7, 2022

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Peter Warden

June 19, 2024

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

July 8, 2020

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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Debt Validation Letter - How to Validate a Debt
Richard Barrington

February 12, 2023

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

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How Long Does it Take to Garnish a Bank Account?
Peter Warden

March 30, 2022

When can a bank take your money; can debt collectors take money from your bank account.

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Debt Relief for the Unemployed
Peter Warden

October 31, 2024

You can still access debt relief if you’re unemployed, but you have fewer options. Discover how you can manage debt while jobless.

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Can You Raise Your Credit Score 100 Points Overnight?
Richard Barrington

October 11, 2022

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

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When Can You Use a Credit Card Forbearance Program?
Miranda Marquit

March 5, 2023

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

January 6, 2022

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

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How Does Debt Settlement Work?
Noelle Marr

September 1, 2021

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

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