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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How Do You Remove a Delinquent Student Loan from Your Credit Reports?
How Do You Remove a Delinquent Student Loan from Your Credit Reports?

April 1, 2026

You can correct at least some kinds of credit report damage from missed student loan payments. Here’s how.

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

October 25, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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Does Medical Debt Affect Your Credit Score?
Does Medical Debt Affect Your Credit Score?

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Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.

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401k loan to pay off credit card debt
Use a 401(k) Loan to Pay Off Credit Card Debt?

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See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

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Can I Take a Hardship Withdrawal for Credit Card Debt?
Can I Take a Hardship Withdrawal for Credit Card Debt?

October 22, 2026

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

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Tips on paying off credit card debt
Tips for Paying Off Credit Cards

October 30, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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Are Payroll Advances a Good Way to Make Ends Meet?
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October 23, 2026

Learn the pros and cons of using a payroll advance to gain financial flexibility.

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Don't Count on a Fed Interest Rate Cut
Don't Count on a Fed Interest Rate Cut. Do This Instead

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See how to pay less in credit card interest without waiting for Fed rate cuts.

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

October 23, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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How to save when you buy furniture.
How to Save on Furniture

October 31, 2026

Furniture can be a big-ticket purchase, so you stand to save big if you can find lower-priced items. Find out how here.

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