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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

March 18, 2026

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Should You Consolidate Debt With a Loan This Year?
Should You Consolidate Debt With a Loan This Year?

May 2, 2026

Here’s what to know about the economy's potential impact on your debt consolidation plans this year.

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How to Use Your Home Equity to Pay Off Student Loans
Can You Use Your Home Equity to Wipe Out Student Loans? Here's How It Works.

June 24, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

March 17, 2026

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

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How to respond to a court summons for credit card debt
Summons for Credit Card Debt: Complete Response Guide (2025 Updated)

July 8, 2026

It’s possible to defend yourself in a lawsuit for credit card debt, or reduce the amount you owe. Here’s what you need to know.

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If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today
If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today

July 9, 2026

If your electric bill is getting really high, several proven strategies could bring it down.

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Why_Financial_Literacy_Is_Not_a_Buzz_Term
Why Financial Literacy Is Not Just a Buzz Term

July 31, 2026

Building your financial literacy can improve your life in countless ways.

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

April 1, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Who Can Access Your Credit Report
Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect

August 5, 2026

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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What’s the Difference Between Furlough, Layoff, and Termination?
Furlough vs Layoff vs Termination: What's the Difference?

August 5, 2026

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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