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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How to save when you buy furniture.
How to Save on Furniture

March 10, 2026

Furniture can be a big-ticket purchase, so you stand to save big if you can find lower-priced items. Find out how here.

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How to Avoid Wedding Debt
How to Avoid Wedding Debt

March 9, 2026

It’s easy to get caught up in the excitement of wedding planning and spend more…

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What Is the Community Reinvestment Act?
What Is the Community Reinvestment Act?

March 10, 2026

What is the CRA? What role does it play in social justice and how does…

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Can I Get a Debt Consolidation Loan Without a Job?
Can I Get a Debt Consolidation Loan Without a Job?

March 14, 2026

You might qualify for a debt consolidation loan even without a job. Here’s how it works.

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

March 2, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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Is High Credit Utilization Bad?
Is High Credit Utilization Bad?

April 3, 2026

Using a lot of your available credit? It could be affecting your credit scores and ability to borrow. Here's what to do.

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Does a BNPL Loan Show Up on Your Credit Reports?
Does a BNPL Loan Show Up on Your Credit Reports?

April 13, 2026

BNPL loans are now included in some credit scores; see how this could impact you.

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Can I Take a Hardship Withdrawal for Credit Card Debt?
Can I Take a Hardship Withdrawal for Credit Card Debt?

March 1, 2026

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

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7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

March 29, 2026

Getting ready for the debt settlement process? Find tips for success here.

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How Depression Might Affect Spending and Debt
How Depression Affects Debt and Spending

March 29, 2026

Depression can make it harder to do even simple financial tasks. Here are some tips…

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