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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How to save when you buy furniture.
How to Save on Furniture

March 28, 2026

Furniture can be a big-ticket purchase, so you stand to save big if you can find lower-priced items. Find out how here.

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Can I Take a Hardship Withdrawal for Credit Card Debt?
Can I Take a Hardship Withdrawal for Credit Card Debt?

April 18, 2026

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

June 13, 2026

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to Avoid Wedding Debt
How to Avoid Wedding Debt

March 28, 2026

It’s easy to get caught up in the excitement of wedding planning and spend more…

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

June 13, 2026

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
Can You Settle Credit Card Debt After Being Served? Complete Guide 2025

June 11, 2026

Yes, you can settle credit card debt after being served—find out how.

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Is 600 A Good Credit Score
Is a 600 Credit Score Bad?

April 3, 2026

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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401k loan to pay off credit card debt
Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?

March 28, 2026

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

June 15, 2026

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

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