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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

5 Unexpected legal outcomes of ignoring credit card debt
5 Unexpected legal outcomes of ignoring credit card debt

August 11, 2024

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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Raise Credit Score by 100 Points Overnight
Can You Raise Your Credit Score 100 Points Overnight?

October 11, 2022

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

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Is an authorized user responsible for debt
Is An Authorized User Responsible For Debt?

January 8, 2023

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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How to use hardship programs to temporarily suspend credit card payments
How to use hardship programs to temporarily suspend credit card payments

July 18, 2024

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

June 19, 2024

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

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Can't pay rent
What if I Can’t Pay My Rent?

July 30, 2023

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

April 8, 2023

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

December 7, 2022

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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Why Did My Credit Score Drop?

November 10, 2022

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

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Is 600 A Good Credit Score
Is a 600 Credit Score Good or Bad?

September 6, 2022

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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