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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Does Medical Debt Affect Your Credit Score?
Does Medical Debt Affect Your Credit Score?

April 4, 2026

Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.

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How Do You Remove a Delinquent Student Loan from Your Credit Reports?
How Do You Remove a Delinquent Student Loan from Your Credit Reports?

April 1, 2026

You can correct at least some kinds of credit report damage from missed student loan payments. Here’s how.

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Are Payroll Advances a Good Way to Make Ends Meet?
Are Payroll Advances a Good Way to Make Ends Meet?

March 2, 2026

Learn the pros and cons of using a payroll advance to gain financial flexibility.

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Does a BNPL Loan Show Up on Your Credit Reports?
Does a BNPL Loan Show Up on Your Credit Reports?

April 13, 2026

BNPL loans are now included in some credit scores; see how this could impact you.

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

April 10, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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What's it like to go through debt relief?
What’s It Like to Go Through Debt Relief?

June 8, 2026

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding.

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How long does debt relief take
How Long Does Debt Relief Take?

June 10, 2026

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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Debt Settlement vs. Debt Consolidation
Debt Relief vs. Debt Consolidation: Pros and Cons

June 11, 2026

Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.

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Credit Card Interest Rate Cap
Credit Card Interest Rate Cap—Will It Fix Your Problems?

March 11, 2026

A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.

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