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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Debt Settlement vs. Debt Consolidation
Debt Relief vs. Debt Consolidation: Pros and Cons

September 28, 2026

Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
Can You Settle Credit Card Debt After Being Served?

March 20, 2026

Yes, you can settle credit card debt after being served—find out how.

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10 Money-Saving Vacation Hacks
12 Ways to Save Money for Vacation

March 20, 2026

While you’re on vacation, it can be hard to relax because you’re worried about the…

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

March 18, 2026

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

March 18, 2026

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Should You Consolidate Debt With a Loan This Year?
Should You Consolidate Debt With a Loan This Year?

May 2, 2026

Here’s what to know about the economy's potential impact on your debt consolidation plans this year.

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How to Use Your Home Equity to Pay Off Student Loans
Can You Use Your Home Equity to Wipe Out Student Loans? Here's How It Works.

June 24, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

March 17, 2026

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

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How to respond to a court summons for credit card debt
Summons for Credit Card Debt: Complete Response Guide

July 8, 2026

It’s possible to defend yourself in a lawsuit for credit card debt, or reduce the amount you owe. Here’s what you need to know.

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If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today
If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today

July 9, 2026

If your electric bill is getting really high, several proven strategies could bring it down.

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