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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Is an authorized user responsible for debt
Is An Authorized User Responsible For Debt?

May 20, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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COVID Credit Card Debt Relief: Who Offers It?
COVID Credit Card Debt Relief: Who Offers It?

May 30, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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5 Unexpected legal outcomes of ignoring credit card debt
5 Unexpected legal outcomes of ignoring credit card debt

June 4, 2025

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

June 4, 2025

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

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What's it like to go through debt relief?
What’s it Like to Go Through Debt Relief?

June 4, 2025

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

June 2, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How long does debt relief take
How Long Does Debt Relief Take?

June 3, 2025

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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How to Use Your Home Equity to Pay Off Student Loans
How to Use Your Home Equity to Pay Off Student Loans

June 6, 2025

Are you struggling to pay for college or eager to repay student loan debt. Here…

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How to use hardship programs to temporarily suspend credit card payments
How to Use Hardship Programs to Temporarily Suspend Credit Card Payments

May 21, 2025

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

May 24, 2025

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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