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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How to Use Your Home Equity to Pay Off Student Loans
How to Use Your Home Equity to Pay Off Student Loans

January 22, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

January 22, 2026

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

January 22, 2026

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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COVID Credit Card Debt Relief: Who Offers It?
COVID Credit Card Debt Relief: Who Offers It?

January 24, 2026

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

January 21, 2026

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

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10 Money-Saving Vacation Hacks
12 Ways to Save Money for Vacation

January 24, 2026

While you’re on vacation, it can be hard to relax because you’re worried about the…

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
Can You Settle Credit Card Debt After Being Served? Complete Guide 2025

January 24, 2026

Yes, you can settle credit card debt after being served—find out how.

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Debt Settlement vs. Debt Consolidation
Debt Relief vs. Debt Consolidation: Pros and Cons

January 24, 2026

Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.

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How long does debt relief take
How Long Does Debt Relief Take?

January 26, 2026

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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What's it like to go through debt relief?
What’s it Like to Go Through Debt Relief?

January 27, 2026

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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