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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How Depression Might Affect Spending and Debt
How Depression Affects Debt and Spending

December 10, 2025

Depression can make it harder to do even simple financial tasks. Here are some tips…

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

December 2, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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Tips on paying off credit card debt
Tips for Paying Off Credit Cards

December 18, 2025

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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401k loan to pay off credit card debt
Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?

December 20, 2025

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

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Is debt consolidation a good idea?
Is Debt Consolidation a Good Idea?

December 17, 2025

Debt consolidation could make your debt burden easier to handle. Decide if it’s an option for your situation.

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

December 19, 2025

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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How to Avoid Wedding Debt
How to Avoid Wedding Debt

December 20, 2025

It’s easy to get caught up in the excitement of wedding planning and spend more…

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

December 7, 2025

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Debt Consolidation
How Does Debt Consolidation Work?

December 23, 2025

Whatever your situation, debt consolidation may be worth considering. Find out if it fits your needs.

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7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

December 11, 2025

Getting ready for the debt settlement process? Find tips for success here.

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