1. BLOG
author

Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

March 29, 2026

Getting ready for the debt settlement process? Find tips for success here.

Read more
How Depression Might Affect Spending and Debt
How Depression Affects Debt and Spending

March 29, 2026

Depression can make it harder to do even simple financial tasks. Here are some tips…

Read more
What’s the Difference Between Furlough, Layoff, and Termination?
Furlough vs Layoff vs Termination: What's the Difference?

August 5, 2026

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

Read more
If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today
If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today

July 9, 2026

If your electric bill is getting really high, several proven strategies could bring it down.

Read more
Tips on paying off credit card debt
Tips for Paying Off Credit Cards

March 8, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

Read more
COVID Credit Card Debt Relief: Who Offers It?
COVID Credit Card Debt Relief: Who Offers It?

March 19, 2026

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Read more
How to Use Your Home Equity to Pay Off Student Loans
Can You Use Your Home Equity to Wipe Out Student Loans? Here's How It Works.

June 24, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

Read more
How to respond to a court summons for credit card debt
Summons for Credit Card Debt: Complete Response Guide (2025 Updated)

July 8, 2026

It’s possible to defend yourself in a lawsuit for credit card debt, or reduce the amount you owe. Here’s what you need to know.

Read more
Don't Count on a Fed Interest Rate Cut
Don't Count on a Fed Interest Rate Cut. Do This Instead

March 2, 2026

See how to pay less in credit card interest without waiting for Fed rate cuts.

Read more
Should You Consolidate Debt With a Loan This Year?
Should You Consolidate Debt With a Loan This Year?

May 2, 2026

Here’s what to know about the economy's potential impact on your debt consolidation plans this year.

Read more