author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

47% of Graduates Say Student Loan Debt Affects Mental Health
How Does Student Loan Debt Affect Mental Health?

February 22, 2026

Student loan debt got you down? Don’t despair—there are ways to get ahead of what you owe.

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Which Credit Card Should I Pay Off First?
Which Credit Card Should I Pay Off First?

March 18, 2026

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

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Access to Banking: What Does Underbanked Mean?
Access to Banking: What Does Underbanked Mean?

March 18, 2026

Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.

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