author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Prepare for a Recession If You are Already Struggling
How to Prepare for a Recession If You are Already Struggling

December 7, 2025

How do you prepare for a recession when you already struggle financially? Even in tough…

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5 Ways to Improve Your Financial Literacy
6 Ways to Improve Your Financial Literacy

December 6, 2025

If you have made it a goal to learn more about personal finance, then you…

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Is Your Financial Stress at an All Time High?
3 Reasons Your Financial Stress Is At an All-Time High

December 15, 2025

Even if your financial stress is at an all time high, there are ways to…

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Does Debt Relief Cancel Credit Cards?
Does Debt Relief Cancel Credit Cards?

December 11, 2025

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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How to rebuild financial confidence after debt relief
How to Rebuild Financial Confidence After Debt Relief

December 4, 2025

Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.

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Denied credit card
Denied a Credit Card? Here’s What to Do Next

December 15, 2025

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

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What You Should Know About Credit Discrimination
What You Should Know About Credit Discrimination

December 15, 2025

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

December 12, 2025

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Will Your Credit Limit Be Cut?
Will Your Credit Limit Be Cut?

December 18, 2025

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

December 14, 2025

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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