author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

5 Smart Ways to Spend Your 2020 Tax Refund
5 Smart Ways to Spend Your Tax Refund

July 30, 2025

There are so many things you can do with a tax refund, but what should…

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Is a Balance Transfer Card Harder to Get Right Now?
Is a Balance Transfer Card Harder to Get Right Now?

July 31, 2025

Due to the coronavirus financial crisis, lenders are making it harder to get a balance…

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Should You Start a 529 Plan?
Should You Start a 529 Plan?

July 13, 2025

Should you start a 529 plan? A 529 plan can help you save for college…

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Survey: How Americans Spend Their Tax Refunds
Survey: How Americans Spend Their Tax Refunds

August 1, 2025

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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The True Cost of Helping Your Kid Pay for College
Meet Your Financial Goals and Still Help Your Kid Pay for College

August 1, 2025

Our recent survey revealed that helping your kid through college could cause you undue emotional,…

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

August 2, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Five Back-to-School Shopping Tips that Save Money
Five Back-to-School Shopping Tips that Save Money

July 28, 2025

If you're stressed out about all the supplies you'll need to get for your kids…

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How to Improve Your Financial Health
How to Improve Your Financial Health

July 28, 2025

Your financial health is just as important as your physical health. Read these simple tips…

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Why You Should Have a Will, Even if You’re Not Rich
Why You Should Have a Will, Even if You’re Not Rich

July 28, 2025

A will is an essential legal document that you need, even if you’re not rich.…

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5 Ways to Improve Your Financial Literacy
6 Ways to Improve Your Financial Literacy

August 3, 2025

If you have made it a goal to learn more about personal finance, then you…

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