author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

February 23, 2026

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

February 23, 2026

How to take a family vacation without going into debt. Budget vacation options.

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3 Examples of How to Use the Debt Snowball Method for Debt
3 Examples of How to Use the Debt Snowball Method for Debt

March 4, 2026

See how the debt snowball method works with practical examples so you can see if it's the right fit for your situation.

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Money Tips for Recent College Grads: Recession Edition
Financial Advice for New Graduates

March 8, 2026

New college grads face financial challenges. But with these tips, you can stay on-track for financial success.

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debt consolidation vs bankruptcy
Debt Consolidation vs. Bankruptcy for Debt Problems: Which Is Better?

February 23, 2026

Struggling with debt? We’ll walk you through debt consolidation and bankruptcy to find your best method.

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Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

February 23, 2026

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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Can a Credit Card Company Take Your House?
Can a Credit Card Company Take Your House?

March 4, 2026

A debt lawsuit could end with a lien on your home. Here's how it happens and what to do about it.

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How to avoid common pitfalls in debt settlement
How to Avoid 8 Common Debt Settlement Pitfalls

February 23, 2026

Understanding and preparing for these debt settlement pitfalls can save you a lot of stress.

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6 Black Friday Tips to Get the Best Deals
6 Black Friday Tips to Get the Best Deals

February 23, 2026

Everyone wants the best deals leading up to the holidays. Check out these 6 Black…

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