author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Buy a House with Bad Credit
How to Buy a House with Bad Credit

November 30, 2025

Bad credit doesn't need to stand in the way of your dream of homeownership.

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4 Simple Ways to Improve Your Finances in 2019
4 Simple Ways to Improve Your Finances in 2025

December 18, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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What is the Fair Debt Collection Practices Act - FDCPA
What Is the Fair Debt Collection Practices Act - FDCPA?

December 12, 2025

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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What’s the Difference Between Furlough, Layoff, and Termination?
What’s the Difference Between Furlough, Layoff, and Termination?

December 4, 2025

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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5 Strategies to Help Manage Small Business Debt
6 Strategies to Help Manage Small Business Debt

December 5, 2025

If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.

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Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

December 8, 2025

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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Is Marriage Good for Your Financial Health?
Is Marriage Good for Your Financial Health?

December 10, 2025

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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3 Expert Tips for Raising Financially Responsible Kids
3 Expert Tips for Raising Financially Responsible Kids

December 4, 2025

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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