
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 1, 2026
Want to stop overspending? Learn how to create a bare-bones budget.
Read moreMarch 2, 2026
Splitting up card payments might help the budget, but is there a downside? Here's what happens with multiple payments.
Read moreMarch 2, 2026
Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.
Read moreMarch 1, 2026
Learn how to set up your budget, maintain your priorities, and make that debt go away.
Read moreMarch 1, 2026
Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.
Read moreMarch 1, 2026
If you're facing a temporary pause to your paychecks during a government shutdown, what can you do?
Read moreMarch 2, 2026
Looking to refinance an old student loan with a new one? Ask yourself these eight vital questions first.
Read moreMarch 2, 2026
Balance transfer cards get a lot of attention. Here’s why a debt consolidation loan might be better.
Read moreMarch 2, 2026
If foreclosure is a possibility, stay calm and consider Chapter 13 bankruptcy. Here’s how it could help save your home.
Read moreMarch 2, 2026
Don’t fall victim to rookie mistakes. Here’s how to steer clear of debt in your first year of owning a home.
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