
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
December 4, 2025
What is the CRA? What role does it play in social justice and how does…
Read moreDecember 12, 2025
Don’t let lingering wedding debt fester. Here are four ways to pay it off.
Read moreDecember 12, 2025
Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.
Read moreDecember 2, 2025
If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.
Read moreDecember 2, 2025
If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...
Read moreDecember 6, 2025
An emergency fund keeps you covered when there are surprises. Here’s why a savings account is safer than a credit card.
Read moreDecember 10, 2025
A North Carolina resident found success in paying off her debt with the Freedom Debt Relief program. Learn why she opted for debt relief over bankruptcy.
Read moreDecember 13, 2025
You can’t slash every expense, but here are a few that may be easier to cut than you’d expect.
Read moreDecember 19, 2025
Envelope budgeting could make managing your finances a lot easier. Here's how to get started.
Read moreDecember 1, 2025
Trying to decide what to do about your debt? Check out these bad debt payoff methods so you know what not to do.
Read more




