author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Debt Relief Options
Credit Counseling vs. Debt Relief vs. Bankruptcy: Which Option Is Right for You? [2025 Guide]

February 26, 2026

When you’re drowning in debt, you have options. Learn how to choose the debt solution that fits best.

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Are Lawsuit Settlements Taxable?
Are Lawsuit Settlements Taxable?

February 26, 2026

Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.

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Tax Debt Relief
How to Find Tax Debt Relief: IRS Programs and Consolidation Options

February 26, 2026

Both government and private tax debt relief exists, but which is better? Read on to see the options and how to choose.

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Now’s the Time to Deal with Holiday Debt – Here’s How
Now’s the Time to Deal with Holiday Debt—Here’s How

February 26, 2026

How do you get rid of your holiday debt and move to a healthier financial…

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9 Smart Ways to Save Money on Summer Vacation
10 Smart Ways to Save Money on Summer Vacation

February 26, 2026

With a little bit of planning, you can enjoy an awesome vacation and still stay…

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does-unemployment-affect-your-credit-score
Does Unemployment Affect Your Credit Score?

February 27, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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Ways to Pay Off Wedding Debt
Ways to Pay Off Wedding Debt

February 26, 2026

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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Can You Go To Jail For Credit Card Debt
Can You Go To Jail For Credit Card Debt?

February 26, 2026

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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Why Dealing with Debt Isn’t as Scary as You Think
Why Dealing with Debt Isn’t as Scary as You Think

February 26, 2026

Debt gets less scary when you start tackling it. We’ll show you how.

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

February 26, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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