Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
December 7, 2025
Struggling after a federally declared disaster? An Economic Injury Disaster Loan (EIDL) could be just what you need.
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December 1, 2025
See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.
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December 9, 2025
The “battle of the sexes” is reflected in money management in ways you might not expect. Learn more here.
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November 24, 2025
Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.
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December 6, 2025
Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.
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December 4, 2025
It's possible to settle your SBA loans. Here's how to get started.
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December 14, 2025
Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.
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December 11, 2025
Getting ready for the debt settlement process? Find tips for success here.
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December 15, 2025
Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.
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November 30, 2025
Bad credit doesn't need to stand in the way of your dream of homeownership.
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