author

Cole Tretheway

Financial writer

Cole is a freelance writer. He’s written hundreds of useful articles on money for personal finance publications like The Motley Fool Money. He breaks down complicated topics, like how credit cards work and which brokerage apps are the best, so that they’re easy to understand.

Government Building
What Was Biden’s Student Loan Forgiveness Program?

May 20, 2025

Can the Biden student loan forgiveness plan help you?

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What is Budget Billing?
What is Budget Billing?

May 20, 2025

Do the ups and downs of your utility bills make it hard to stick to…

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Lowest Credit Score
What Is the Lowest Credit Score?

June 4, 2025

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

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What is the Fair Debt Collection Practices Act - FDCPA
What is the Fair Debt Collection Practices Act - FDCPA?

June 4, 2025

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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7 Smart Ways to Use Your Credit Cards in a Recession
7 Smart Ways to Use Your Credit Cards in a Recession

June 4, 2025

Credit cards can help you, rather than hurt you in a recession, as long as…

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How to Stop Credit Card Collection Calls
How to Stop Credit Card Collection Calls

May 18, 2025

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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Denied credit card
Denied a Credit Card? Here’s What to Do Next

June 5, 2025

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

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