Personal Finance Articles

Americans Spending Stimulus Check on Bills, Debt
Sara Korn

June 10, 2020

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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What is a 401k Plan?
Jacqueline Backman

July 15, 2013

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

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Couponing: A Beginner’s Guide
Sarah Li Cain

June 13, 2013

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

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How to Deal With Overdraft and a Negative Bank Account
Erik J. Martin

December 7, 2022

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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How to Open a Bank Account That No Creditor Can Touch
Peter Warden

September 13, 2022

There are four tactics for protecting deposits from creditors.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Rebecca Lake

April 5, 2022

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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What to Do When Your Spouse Loses Their Job
Anna Baluch

July 7, 2020

Wondering what to do when your spouse loses their job? These tips can help you…

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How to Save Money on Vacation
John Russo

May 28, 2019

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

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Denied a Credit Card? Here’s What to Do Next
Jane Meggitt

April 9, 2023

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

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What Is Household Wealth?
Richard Barrington

March 30, 2022

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

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Budgeting Hacks: Ways to Start or Improve Your Budget
Thilini Wijesinhe

April 12, 2023

A budget can help you achieve your financial goals faster. Find out how to make a simple budget and stick to it.

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Top Apps to Save Money: Let Your Money Grow
Erik J. Martin

April 9, 2023

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

April 8, 2023

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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What is a Financial Emergency and How to Deal With One
Richard Barrington

March 8, 2023

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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How to Deal with a Frozen Bank Account
Rebecca Lake

December 25, 2022

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

August 28, 2022

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Recession Preparation: How Can You Protect Yourself?
Gina Freeman (Pogol)

August 16, 2022

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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How to Save on Furniture in 2022
Gina Freeman (Pogol)

August 5, 2022

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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Spring Survey: Consumers Plan to Buy Cars Despite Costs

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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Coronavirus Stimulus Package: What it Means For You
Steve Tanner

June 15, 2022

Learn what's in the coronavirus stimulus package.

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How to Beat Inflation

Learn how to invest to beat inflation, how to deal with food inflation and price increases in 2022.

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Will Coronavirus Testing Add to My Medical Debt?
Molly Zilli

June 15, 2022

Learn more about the potential costs of coronavirus testing and treatment so you can try…

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If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

June 10, 2022

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

June 16, 2022

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

June 10, 2022

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
Steve Tanner

June 9, 2022

Here are 7 ideas that may help you save money on healthcare and still get…

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