Personal Finance Articles

What’s a Good Debt-to-Income Ratio?
Maurie Backman

May 24, 2025

Debt-to-income ratio tells you what percent of your monthly income goes towards paying debt. Learn how to calculate your DTI and why it's important.

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Talk to a Creditor About Loan Forbearance: A Step by Step Guide
Lyle Daly

May 24, 2025

If you are considering asking your creditor for loan forbearance, here is a step-by-step guide…

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Who Really Pays for COBRA?
Ben Gran

May 24, 2025

COBRA can help you get temporary health insurance after you’ve lost your job. But who…

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Student Loan Debt Forgiveness for Medical Workers
Lyle Daly

May 23, 2025

Should medical workers receive student loan debt forgiveness for their service during COVID-19? Learn about…

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Your Emergency Financial First Aid Kit
Tanya Sotos

May 23, 2025

In an emergency, you need to keep yourself, your family, and your financial future safe.…

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Is Marriage Good for Your Financial Health?
Justine Nelson

May 23, 2025

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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7 Good Financial Habits to Master

Having financial goals is important. Read more about 7 good financial habits to master in…

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Is a College Education Worth It?
Anna Baluch

May 23, 2025

Here’s what you and your teen should talk about when deciding if college, and all the costs that come with it, are worth it for them.

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How to Pay Less for College—What You Need to Know
Anna Baluch

May 23, 2025

Saving for college doesn’t have to be overwhelming. Read this to learn how you could afford to pay more and rely on student loans less.

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Protect Your Identity This Holiday Season
John Russo

May 23, 2025

Learn how to protect your identity online while you’re shopping during the holidays or any other time of year.

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How to Set up a Christmas Budget
Housten Donham

May 23, 2025

We all like to be generous during the holidays, but you don’t need to overspend.…

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6 Black Friday Tips to Get the Best Deals
Jessica Thiefels

May 23, 2025

Everyone wants the best deals leading up to the holidays. Check out these 6 Black…

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How to Create Your Yearly Personal Financial Plan
Dori Zinn

May 23, 2025

A personal financial plan can help you stay on track and achieve your financial goals. Get started today with investment, tax, and savings plans.

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Seven Easy Ways to Start Saving for Christmas
Justine Nelson

May 23, 2025

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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How to Talk About Money with Your Partner During the Holidays
Ann Condron

May 23, 2025

Real couples share their tips for talking about money with their partner during one of the most financially challenging times of the year: the holidays.

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10 Tips for Hosting Thanksgiving on a Budget

Planning a Thanksgiving gathering doesn’t have to break the bank. Here are 10 tips for…

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The True Cost of Helping Your Kid Pay for College
John Russo

May 22, 2025

Our recent survey revealed that helping your kid through college could cause you undue emotional,…

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How to Deal with Financial Stress
Jessica Thiefels

May 22, 2025

If you're feeling anxious or physically ill about debt, then you'll want to read these tips on how to deal with financial stress and get on the right track.

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How to Manage Money Better without Sacrificing Joy
Jessica Thiefels

May 22, 2025

Want to manage money better without sacrificing the things you love? Here is some easy money management advice that could help.

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Top Apps to Save Money: Let Your Money Grow
Erik J. Martin

May 22, 2025

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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Survey: Americans Can’t Cover Emergency Expenses
John Russo

May 22, 2025

Are people saving enough to cover a $5000 emergency expense? We surveyed over 2,000 Americans…

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Spring Survey: Consumers Plan to Buy Cars Despite Costs

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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The 3 Most Unexpected Costs of Owning a Home
John Russo

May 22, 2025

We asked over 1,000 homeowners to tell us about the three most unexpected costs of…

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Five Back-to-School Shopping Tips that Save Money

If you're stressed out about all the supplies you'll need to get for your kids…

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Year-Round Tax Planning Strategies
H&R Block

May 21, 2025

Tax experts from H&R Block discuss how to plan for taxes throughout the year and prepare for changes to your W-4 coming up in 2019.

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