Personal Finance Articles

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

Wondering how to buy a house with bad credit? It’s more difficult, but it is…

If you are facing a rough patch with your finances, maybe you need to change…

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

If you’re working remotely and wondering if your company is required to reimburse you for…

Using a credit card isn't always the best option, especially if you're trying to reduce…

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

2019 was a year with a record low unbanked rate, but the pandemic changed this…

If you were denied a credit card, the card issuer must tell you the reason. Get on track to improve your credit score. Learn more from our expert

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

A second round of stimulus checks would be helpful but they aren’t the key to…

If you're struggling to get a handle on your household budget, keep in mind that there are always ways to save more money. Read our savings ideas here.

Even if your financial stress is at an all time high, there are ways to…

Sitting on the couch a lot these days? Did you know you could start an…

The extra $600 per week in federal unemployment benefits may be coming to an end…

If you're unsure of where to begin planning for your financial future, there are many…

Has the coronavirus pandemic made it difficult for you to pay rent? If so, find…

Your financial health is just as important as your physical health. Read these simple tips…

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

Start the year off right with our 10 favorite money tips, from maxing out your…

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

Learn how to adjust your food budget to adapt to rising grocery prices and avoid…

Just like a messy home, messy finances can be stressful and overwhelming. Here are a few ways you can organize your financial house and start 2025 right.

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

There's a lot of pressure to spend money during the holidays, even if you're worried…