Personal Finance Articles

Was Your College Education Worth the Cost? 39% of Americans Say “No”
John Russo

December 19, 2025

39% of people we surveyed stated their college education wasn’t worth the cost, so we asked financial experts to weigh in on how to deal with student debt

Read more
5 Tips to Improve Your Credit Score
Ashley Maready

December 19, 2025

One of the best ways to improve your overall financial health, is to improve your credit score. Here are 5 tips on how to do just that.

Read more
13 Health Insurance Terms You Need to Know
Sarah Li Cain

December 19, 2025

Choosing a health insurance plan can be tricky. Get started by learning about these 13 health insurance terms to help educate yourself.

Read more
How to Increase Home Value
Jessica Thiefels

December 19, 2025

If you're about to put your home on the market, then you'll want to check out these low cost and relatively simple ways to increase home value on a budget.

Read more
Access to Banking: What Does Underbanked Mean?
Steve Tanner

December 19, 2025

A disproportionate number of African Americans are underbanked or unbanked, which can diminish their access…

Read more
The Best Financial Tips We Learned from Our Dads
John Russo

December 19, 2025

For many of us, our introduction to financial health and planning came from our dad…

Read more
How to Reduce Expenses and Save Money Every Month
Jessica Thiefels

December 19, 2025

Whether money’s tight or you’re trying to get out of debt faster, you’re probably wondering how to reduce expenses and save money. Here are some tips.

Read more
Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency
Kailey Hagen

December 19, 2025

Building an emergency fund is one of the best decisions you'll ever make for your finances.

Read more
What Is Envelope Budgeting?
Kailey Hagen

December 19, 2025

Envelope budgeting could make managing your finances a lot easier. Here's how to get started.

Read more
How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

December 18, 2025

There are four tactics for protecting deposits from creditors.

Read more
How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

December 18, 2025

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

Read more
ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

December 18, 2025

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

Read more
Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

December 18, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

Read more
Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

December 18, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

Read more
8 Financial Goals for 2019
Sarah Li Cain

December 18, 2025

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

Read more
4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

December 18, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

Read more
4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

December 18, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

Read more
Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

December 18, 2025

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

Read more
Will Your Credit Limit Be Cut?
Brittney Myers

December 18, 2025

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

Read more
Couponing: A Beginner’s Guide
Brittney Myers

December 17, 2025

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

Read more
How Voting Can Affect Your Personal Finances
Ben Gran

December 17, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

Read more
Basic Money Management Skills Everyone Should Have
Aly J. Yale

December 17, 2025

Everyone needs basic money management skills. They can help you save money and stay out of debt.

Read more
How to Save $100 by Unsubscribing from Entertainment Apps
Cole Tretheway

December 17, 2025

Many of us have no idea what we spend on subscription services every year. How…

Read more
Same-Sex Couples Denied a Mortgage More Often
Ashley Maready

December 17, 2025

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

Read more
Learn a New Language: The Language of Money
Maurie Backman

December 17, 2025

Looking for a productive way to spend your extra time at home during quarantine? Learn…

Read more
What is a grace period
Richard Barrington

December 17, 2025

A grace period could help you manage cash flow when bills are due, or save money on credit card purchases. Learn how to manage your grace periods.

Read more