Loans Articles

Access to Credit: Predatory Lending and Payday Loans
Ben Gran

March 4, 2026

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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Do Consolidation Loans Hurt Your Credit?
Cole Tretheway

March 1, 2026

Consolidation could hurt or help your score. Here’s how to tell when it’s the right choice for you.

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How Much Can You Borrow With a Home Equity Loan?
Kailey Hagen, CFP

February 28, 2026

Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
Ashley Maready

February 27, 2026

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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What Is Loan Consolidation?
Richard Barrington

February 27, 2026

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What is Predatory Lending?
Charla Myers

February 26, 2026

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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What Is a Commercial Loan?
Kailey Hagen, CFP

February 23, 2026

Commercial loans can help you take your business to the next level. Here's what you need to know about them.

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How Does Student Loan Debt Affect Mental Health?
Ashley Maready

February 22, 2026

Student loan debt got you down? Don’t despair—there are ways to get ahead of what you owe.

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What Is Home Equity?
Gina Freeman (Pogol)

February 22, 2026

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

February 21, 2026

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Subsidized vs Unsubsidized Loans
Richard Barrington

February 20, 2026

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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