Loans Articles

What Is a Home Equity Loan?
Gina Freeman (Pogol)

September 18, 2025

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

September 18, 2025

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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What is a HELOC?
Erik J. Martin

September 18, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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What Is Refinancing?
Richard Barrington

September 18, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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Loan Refinancing Explained
Dana George

September 18, 2025

Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.

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What to Do if You're Subject to Wage Garnishment for Student Loan Debt
Kimberly Rotter

September 17, 2025

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

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47% of Graduates Say Student Loan Debt Affects Mental Health
Anna Baluch

September 16, 2025

Our recent survey revealed that student loan debt affects graduates' physical, mental, and emotional health.…

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Remote Learning at College: Will Your Student Loans Change?
Justine Nelson

September 15, 2025

Many college campuses are switching to remote learning, which could impact your semester, and your…

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Is Student Loan Debt Forgiveness Coming?
Kimberly Rotter

September 15, 2025

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

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Access to Credit: Small Business Loans
Steve Tanner

September 15, 2025

Business loan discrimination is a problem in the United States, due to the generational racial…

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How Much Can You Borrow With a Home Equity Loan?
Kailey Hagen

September 15, 2025

How much equity you can borrow from your home depends on its value, your mortgage…

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What You Should Know About Access to Student Loans
Steve Tanner

September 15, 2025

Beyond loan discrimination, student loan debt can have a disproportionately negative impact on minorities, but…

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Should I Consolidate Student Loan Debt?
Housten Donham

September 10, 2025

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

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Student Loan Forgiveness
Lyle Daly

September 10, 2025

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

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What Is a Commercial Loan?
Kailey Hagen

September 10, 2025

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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How to Find Poor Credit Loans
Anna Baluch

September 10, 2025

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

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What Was Biden’s Student Loan Forgiveness Program?
Cole Tretheway

September 9, 2025

Can the Biden student loan forgiveness plan help you?

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

September 8, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Looking for a Loan with Bad Credit?
John Russo

September 8, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

September 8, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Payday Loan Consolidation: What Are My Best Options?
Richard Barrington

September 7, 2025

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

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The Pros and Cons of Loan Refinancing
Molly Zilli

September 5, 2025

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan. Learn more here.

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Auto Loans, Mobility, and Your Ability to Pursue Opportunities
Kailey Hagen

September 5, 2025

Auto loan debt is a fact of life for most in the U.S. given the…

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Hardship Loans for Bad Credit
Erik J. Martin

September 5, 2025

Hardships are never easy to experience, but you may be able to weather the storm with these options.

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Access to Credit: Predatory Lending and Payday Loans
Ben Gran

September 5, 2025

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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What Is Loan Consolidation?
Richard Barrington

September 2, 2025

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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