Debt Solutions Articles

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.