Debt Solutions Articles

How to Write a Debt Settlement Letter
Rebecca Lake

June 23, 2025

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

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What Is a Balance Transfer?
Richard Barrington

June 23, 2025

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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What Is Credit Counseling?
Richard Barrington

June 23, 2025

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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What Are Debt Strategies?
Richard Barrington

June 23, 2025

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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Debt settlement companies: What they are and how to find one
John Russo

June 23, 2025

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

June 23, 2025

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How to Become Debt-Free in 2019
Housten Donham

June 23, 2025

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

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How to Avoid 8 Common Debt Settlement Pitfalls
Kailey Hagen

June 23, 2025

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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5 Bad Ways to Pay Off Debt (and what to do instead)
Lyle Daly

June 23, 2025

There are better and worse ways to approach paying off your debts. Some types of…

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Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?
Maurie Backman

June 23, 2025

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

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5 Steps to Get Debt-Free Fast
Ashley Maready

June 23, 2025

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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How to Tell the Difference Between Good Debt and Bad Debt
Maurie Backman

June 23, 2025

What is good debt vs. bad debt? Learn about how good debt can help your finances and how to conquer bad debt that could be holding you back.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

June 22, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How a Debt Management Plan Could Help You Get Back on Track
Jane Meggitt

June 22, 2025

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

June 22, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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Do it Yourself Debt Strategies
Ashley Maready

June 22, 2025

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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5 Strategies to Help Manage Small Business Debt
Ben Gran

June 22, 2025

In tough times, you will need to work even harder to manage your small business…

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Debt Counseling: Make it Work for You
Erik J. Martin

June 22, 2025

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

June 21, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

June 21, 2025

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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How to Be Debt-Free by Retirement
Robin Hartill, CFP

June 21, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

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Should I file for bankruptcy?
Dana George

June 21, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How Do Debt Management Plans Work?
Mallika Mitra

June 20, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

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The Psychological Benefits of Settling Your Debts 
Lyle Daly

June 20, 2025

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

June 20, 2025

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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