Debt Solutions Articles

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

Are you struggling to pay for college or eager to repay student loan debt. Here…

Got too much debt? Here’s how debt settlement might help.

Take control of your finances in 2025 with six steps to get rid of debt, from choosing a repayment plan to negotiating with creditors. Start your debt-free journey today.

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

Find out how you and your significant other can make a plan to save more…

Understanding how to spot the warning signs of financial trouble is the first step toward…

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

Credit counseling could help you but it’s usually not free. Learn more here.

Help yourself get out of debt fast with these changes to lifestyle and good money management.

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.