Credit Score Articles

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

Student loans could have an impact on your credit score for better and worse. Here’s the scoop.

Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.

People with high credit scores are falling behind on credit card payments. Here’s what it means, and how to handle it.

The ability to be invisible may work for superheroes, but it's not great for personal finances. Here's how to be seen.

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

Can you move from late payments to excellent credit? Absolutely. Here's how I did it.

Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.

Credit repair could improve your score by cleaning up mistakes on your credit report, but know the scams and surprise costs to look out for.

No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?

You can pay off your full statement balance and still get dinged for credit utilization.

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.

Your credit report and credit score are different, but closely related. Learn how one affects the other.

High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.

Closing a credit card could lower your credit score. We’ll show you the pros and cons so you can make a good decision.