Credit Card Debt Articles

5 Unexpected legal outcomes of ignoring credit card debt
Richard Barrington

April 3, 2025

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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How to Use a Secured Credit Card and Build Credit
Karen Cordaway

April 3, 2025

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

April 3, 2025

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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Debt Validation Letter - How to Validate a Debt
Richard Barrington

April 3, 2025

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

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When Can You Use a Credit Card Forbearance Program?
Miranda Marquit

April 3, 2025

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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Is An Authorized User Responsible For Debt?
Richard Barrington

April 2, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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Zombie Debt: Don’t Let It Rise To Bite You
Gideon Sandford

April 2, 2025

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

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Can You Inherit Credit Card Debt?
Tammi Huang

April 2, 2025

Can you inherit credit card debt from your parents? Usually not, but there are a…

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How to Consolidate Credit Card Debt
Rebecca Lake

April 2, 2025

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

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Is it a good idea to use a 401(k) loan to pay off your credit card debt?
Peter Warden

April 2, 2025

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

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Can You Go To Jail For Credit Card Debt?
Rebecca Lake

April 1, 2025

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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How Many Credit Cards Should You Have?
Richard Barrington

April 1, 2025

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

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How to Stop Credit Card Collection Calls
Aly J. Yale

April 1, 2025

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

March 31, 2025

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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What is the Fair Debt Collection Practices Act - FDCPA?
Rebecca Lake

March 31, 2025

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Does Paying Off Your Credit Cards Help Your Credit Score
Rebecca Lake

March 30, 2025

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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7 Tips to Help You Pay Off Credit Card Debt
Karen Cordaway

March 30, 2025

Credit card debt can be overwhelming. Learn to crush it with these tips.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Rebecca Lake

March 30, 2025

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

March 30, 2025

Worrying about your estate and planning for the future is important.

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Credit Card Debt Lawyer: Should You Use One?
Gina Freeman (Pogol)

March 30, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Read Your Credit Card Statement
Peter Warden

March 30, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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How to Refinance Credit Card Debt
Richard Barrington

March 30, 2025

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

March 30, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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Credit Card Debt Relief
Erik J. Martin

March 30, 2025

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Statute of Limitations on Credit Card Debt
Peter Warden

March 30, 2025

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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What are Credit Card Debt Relief Programs?
Aly J. Yale

March 28, 2025

Credit card relief programs could help you get out of credit card debt faster and…

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