Credit Card Debt Articles

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Credit cards can help you, rather than hurt you in a recession, as long as…

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

Credit card debt can be overwhelming. Learn to crush it with these tips.

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Before they go to college, or maybe even before, you'll want to teach your kids…

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

Worrying about your estate and planning for the future is important.