Credit Card Debt Articles

Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Ben Gran

June 2, 2025

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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Can You Get a Credit Card After Debt Settlement?
Ben Gran

June 2, 2025

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

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What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

June 2, 2025

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

May 31, 2025

Worrying about your estate and planning for the future is important.

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How to Read Your Credit Card Statement
Peter Warden

May 31, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

May 31, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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Credit Card Debt Lawyer: Should You Use One?
Cole Tretheway

May 30, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How Much Credit Card Debt Is Too Much?
Kailey Hagen

May 30, 2025

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

May 30, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

May 29, 2025

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

May 29, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Richard Barrington

May 28, 2025

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

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Best Apps to Pay Off Credit Card Debt
Thilini Wijesinhe

May 27, 2025

Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…

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Teach Your Kids How to Use a Credit Card Before College
Justine Nelson

May 27, 2025

Before they go to college, or maybe even before, you'll want to teach your kids…

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When Can You Use a Credit Card Forbearance Program?
Maurie Backman

May 25, 2025

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

May 24, 2025

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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How to Negotiate Your Credit Card Debt

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Statute of Limitations on Credit Card Debt
Lyle Daly

May 23, 2025

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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Is it a Good Idea to use a 401(k) Loan to Pay Off Your Credit Card Debt?
Richard Barrington

May 22, 2025

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

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Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

May 22, 2025

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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How to Use Hardship Programs to Temporarily Suspend Credit Card Payments
Richard Barrington

May 21, 2025

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

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What are Credit Card Debt Relief Programs?
Aly J. Yale

May 21, 2025

Credit card relief programs could help you get out of credit card debt faster and…

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How to Get Out of Credit Card Debt Without Paying: 5 Strategies
Rebecca Lake

May 20, 2025

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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Is An Authorized User Responsible For Debt?
Richard Barrington

May 20, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

May 20, 2025

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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Maxed-Out Credit Cards: Why It's Bad and What to Do About It
Christy Bieber

May 18, 2025

Why is it bad to max out your credit card? Learn how to deal with maxed-out credit cards and get debt under control.

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