Credit Card Debt Articles

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

Can you inherit credit card debt from your parents? Usually not, but there are a…

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Credit card debt can be overwhelming. Learn to crush it with these tips.

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Worrying about your estate and planning for the future is important.

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Credit card relief programs could help you get out of credit card debt faster and…