Credit Card Debt Articles

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Credit cards can help you, rather than hurt you in a recession, as long as…

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.