Credit Card Debt Articles

Credit Card Debt Lawyer: Should You Use One?
Cole Tretheway

August 3, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Read more
How to Settle Credit Card Debt When Lawsuit Has Been Filed
Richard Barrington

August 3, 2025

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

Read more
How Much Credit Card Debt Is Too Much?
Kailey Hagen

August 3, 2025

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

Read more
COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

August 3, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Read more
Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

August 3, 2025

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

Read more
How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

August 2, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

Read more
Should You Consider Filing for Credit Card Debt Bankruptcy?
Gina Freeman (Pogol)

August 2, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Read more
Defensive Strategies in Court for Credit Card Debt Lawsuits
Richard Barrington

August 1, 2025

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

Read more
5 Unexpected Legal Outcomes of Ignoring Credit Card Debt
Ashley Maready

August 1, 2025

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Read more
How to Talk to Your Partner About Shared Debt
Lindsay Vansomeren

August 1, 2025

Here’s how to talk about debt with your partner so you can work together to conquer it.

Read more
Best Apps to Pay Off Credit Card Debt
Thilini Wijesinhe

July 31, 2025

Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…

Read more
The Credit Card Sign-Up Bonus: Worth It?
Cole Tretheway

July 30, 2025

Free money, or a way to lure you deeper into debt? Here is what you…

Read more
3 Ways to Pay Off Holiday Credit Card Debt Fast
Cole Tretheway

July 30, 2025

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

Read more
What Collection Debt Looks Like in America: A Mid-Year Look
Cole Tretheway

July 30, 2025

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

Read more
When Can You Use a Credit Card Forbearance Program?
Maurie Backman

July 29, 2025

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Read more
How to Get Out of Credit Card Debt Fast
Richard Barrington

July 28, 2025

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Read more
How to Negotiate Your Credit Card Debt

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

Read more
Statute of Limitations on Credit Card Debt
Lyle Daly

July 27, 2025

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

Read more
Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?
Richard Barrington

July 26, 2025

Should you pay down your credit card debt using a 401(k) loan? Discover the pros, the cons and the alternatives.

Read more
Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

July 26, 2025

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Read more
How to Use Hardship Programs to Temporarily Suspend Credit Card Payments
Richard Barrington

July 25, 2025

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Read more
What are Credit Card Debt Relief Programs?
Aly J. Yale

July 25, 2025

Credit card relief programs could help you get out of credit card debt faster and…

Read more
Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

July 25, 2025

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

Read more
How to Get Out of Credit Card Debt Without Paying: 5 Strategies
Rebecca Lake

July 25, 2025

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Read more
Is An Authorized User Responsible For Debt?
Richard Barrington

July 24, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Read more
How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

July 24, 2025

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

Read more