Credit Card Debt Articles

Teach Your Kids How to Use a Credit Card Before College
Justine Nelson

September 16, 2020

Before they go to college, or maybe even before, you'll want to teach your kids…

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Did the Fed Just Help You with Your Credit Card Debt?
Anna Baluch

September 9, 2020

The Fed’s new policy might affect your credit card debt. Find out how and what…

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Balances at a Historic Low: Time to Get Credit Card Debt Under Control
Anna Baluch

August 25, 2020

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

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7 Smart Ways to Use Your Credit Cards in a Recession
Anna Baluch

July 27, 2020

Credit cards can help you, rather than hurt you in a recession, as long as…

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How To Respond To A Court Summons For Credit Card Debt
Gina Freeman (Pogol)

February 12, 2023

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
Gina Freeman (Pogol)

January 15, 2023

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

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Can You Get a Credit Card After Debt Settlement?
Aaron Crowe

April 12, 2023

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

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Sued for credit card debt: Learn the steps to protect yourself
Richard Barrington

February 7, 2023

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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How to Get Out of Credit Card Debt Without Paying: 5 Strategies
Rebecca Lake

January 23, 2023

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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What Happens To Unpaid Credit Card Debt After 7 Years
Aaron Crowe

February 16, 2023

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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When Is It a Good Idea To Open a New Credit Card?
Gina Freeman (Pogol)

April 10, 2023

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Credit Card Debt Forgiveness for the Disabled
Rebecca Lake

December 18, 2022

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

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Is a Credit Card Secured or Unsecured Debt?
Miranda Marquit

February 15, 2023

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

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How to Get Out of Credit Card Debt Fast
Erik J. Martin

March 20, 2022

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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The Credit Card Sign Up Bonus: Too Good to Be True?
Sara Korn

November 6, 2020

Free money, or a way to lure you deeper into debt? Here is what you…

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How to Negotiate Your Credit Card Debt
Gina Freeman (Pogol)

February 16, 2023

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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How Much Credit Card Debt Is Too Much?
Erik J. Martin

February 21, 2022

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
Housten Donham

January 9, 2019

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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How To Get Out of Credit Card Debt Without Ruining Your Credit
Thilini Wijesinhe

January 8, 2023

Find out the best ways to pay off your credit cards while improving your credit score.

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Should You Consider Filing for Credit Card Debt Bankruptcy?
Gina Freeman (Pogol)

January 8, 2023

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Best Apps to Payoff Credit Card Debt
Thilini Wijesinhe

March 7, 2023

Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…

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How to pay off credit card debt: strategies, comparisons, and tips
Aaron Crowe

April 9, 2023

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

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5 Unexpected legal outcomes of ignoring credit card debt
Richard Barrington

August 11, 2024

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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How to Use a Secured Credit Card and Build Credit
Karen Cordaway

March 8, 2023

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Peter Warden

June 19, 2024

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

July 8, 2020

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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