Trustpilot 4.5 star average rating on over 38,000 reviews for Freedom Debt Relief
Trustpilot
Trustpilot 4.5 star average rating on over 38,000 reviews for Freedom Debt Relief
4.6/5 from 46,706 reviews

Credit Card Debt Articles

The Credit Card Sign-Up Bonus: Worth It?
Cole Tretheway

November 4, 2025

Free money, or a way to lure you deeper into debt? Here is what you…

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Can I Still Use My Credit Card After Debt Settlement?
Ben Gran

November 4, 2025

Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
Cole Tretheway

November 4, 2025

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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What Collection Debt Looks Like in America: A Mid-Year Look
Cole Tretheway

November 3, 2025

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

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Can You Inherit Credit Card Debt?
Kimberly Rotter

November 3, 2025

It’s possible to inherit someone else’s credit card debt. Find out if any of the reasons might apply to you.

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Credit Card Forbearance: Your Complete Guide to Pausing Payments in 2025
Maurie Backman

November 3, 2025

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

November 2, 2025

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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When Can a Credit Card Issuer Change My Interest Rate?
Lyle Daly

November 1, 2025

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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How to Negotiate Your Credit Card Debt
Gina Freeman (Pogol)

November 1, 2025

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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What’s the Statute of Limitations on Credit Card Debt? (Updated for 2025)
Lyle Daly

November 1, 2025

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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Maxed-Out Credit Cards: Why It's Bad and What to Do About It
Lyle Daly

October 31, 2025

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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The Shocking Math: Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance
Kimberly Rotter

October 31, 2025

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

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Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?
Richard Barrington

October 31, 2025

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

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Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

October 31, 2025

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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How to Use Hardship Programs to Temporarily Suspend Credit Card Payments
Richard Barrington

October 30, 2025

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

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What are Credit Card Debt Relief Programs?
Aly J. Yale

October 30, 2025

Credit card relief programs could help you get out of credit card debt faster and…

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Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

October 29, 2025

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

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Is An Authorized User Responsible For Debt?
Brittney Myers

October 29, 2025

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]
Rebecca Lake

October 28, 2025

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Credit Card Limits Aren’t Keeping Up — and It’s Hurting People in These States
Lyle Daly

October 28, 2025

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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How to Stop Credit Card Collection Calls
Cole Tretheway

October 27, 2025

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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When Is the Right Time to Open a New Credit Card?
Ashley Maready

October 27, 2025

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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How To Get Out of Credit Card Debt Without Ruining Your Credit
Cole Tretheway

October 27, 2025

Find out the best ways to pay off your credit cards while improving your credit score.

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How to Refinance Credit Card Debt
Richard Barrington

October 27, 2025

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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How to Pay Off Credit Card Debt: Strategies, Comparisons, and Tips
Aaron Crowe

October 26, 2025

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

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Credit Card Debt Forgiveness
Rebecca Lake

October 25, 2025

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

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