All Articles

Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

June 3, 2025

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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Emergency Funds: How to Prepare for the Unexpected

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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How to Pay Off Medical Debt
Janie Basile

June 3, 2025

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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How to Negotiate a Debt Settlement
John Russo

June 3, 2025

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

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How to Write a Debt Settlement Letter
Rebecca Lake

June 3, 2025

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

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How Does Debt Settlement Work?
Noelle Marr

June 3, 2025

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

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Emergency Loans - Are They Available?
Richard Barrington

June 3, 2025

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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Debt Settlement Pros and Cons
Gideon Sandford

June 3, 2025

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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What Is a Balance Transfer?
Richard Barrington

June 3, 2025

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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Debt settlement companies: What they are and how to find one
John Russo

June 3, 2025

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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How to Pay Off Debt
Tammi Huang

June 3, 2025

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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How to Not Stress about Money: 4 Key Tips
Charla Myers

June 3, 2025

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

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What Is Credit Counseling?
Richard Barrington

June 3, 2025

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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How to Avoid 8 Common Debt Settlement Pitfalls
Kailey Hagen

June 2, 2025

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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5 Bad Ways to Pay Off Debt (and what to do instead)
Lyle Daly

June 2, 2025

There are better and worse ways to approach paying off your debts. Some types of…

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Ben Gran

June 2, 2025

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?
Maurie Backman

June 2, 2025

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

June 2, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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Too Much Debt? Identify and Learn the Signs of Too Much Debt
John Russo

June 2, 2025

Learn ;how to identify if you have too much debt. Including six signs of people that have too much debt and the first step to deal with too much debt.

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What Is a Government Debt Relief Program?
Richard Barrington

June 2, 2025

Government debt relief programs exist for student debt, tax debt, and certain mortgage debt. However, there is no government credit card debt program, so...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

June 2, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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How a Debt Management Plan Could Help You Get Back on Track
Jane Meggitt

June 2, 2025

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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Finding Hope in Hardship: Understanding Your Emergency Debt Relief Options
Rebecca Lake

June 2, 2025

When you’re in financial distress, things can feel hopeless. But emergency debt relief can help ease your burden and put you on a path to stability.

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Do it Yourself Debt Strategies
Christy Bieber

June 2, 2025

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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Can You Get a Credit Card After Debt Settlement?
Ben Gran

June 2, 2025

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

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How to Find Student Loan Debt Relief
Ashley Maready

June 2, 2025

What is student loan debt relief and how to get student loan debt forgiveness.

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