All Articles

FICO Score vs. Credit Score: What Is the Difference?
Rebecca Lake

January 25, 2026

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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Tips to Defend Yourself Against Zombie Debt
Lyle Daly

January 25, 2026

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

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Perfect Credit: How to Get the Highest Credit Score
Kailey Hagen

January 25, 2026

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

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6 Strategies to Help Manage Small Business Debt
Ben Gran

January 25, 2026

If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.

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The Good, Fair, and Poor: How Your Credit Score Is Determined
Lyle Daly

January 25, 2026

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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60% of Americans Aren’t Saving Enough for Retirement
Kailey Hagen

January 25, 2026

You may be behind on retirement savings now, but it doesn't have to be that way forever.

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What Is a Good Credit Score
Richard Barrington

January 25, 2026

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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What to Do When Your Spouse Loses Their Job: A Complete Guide
Maurie Backman

January 25, 2026

Losing a job could throw your spouse and finances for a loop. Here’s how to cope.

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How to Raise Your Credit Score
Richard Barrington

January 25, 2026

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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Coronavirus Stimulus Package: What it Means For You
Steve Tanner

January 25, 2026

Learn what's in the coronavirus stimulus package.

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Will Coronavirus Testing Add to My Medical Debt?
Molly Zilli

January 24, 2026

Learn more about the potential costs of coronavirus testing and treatment so you can try…

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Debt Relief vs. Debt Consolidation: Pros and Cons
Richard Barrington

January 24, 2026

Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.

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Getting a Lawyer for Credit Card Debt: Fees and When It’s Worth It
Cole Tretheway

January 24, 2026

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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Can You Settle Credit Card Debt After Being Served? Complete Guide 2025
Richard Barrington

January 24, 2026

Yes, you can settle credit card debt after being served—find out how.

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Warning Signs of Financial Trouble
Maurie Backman

January 24, 2026

Are you headed toward financial trouble? Read on to be aware and stop the bleeding.

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Do Student Loans Affect My Credit Score?
Maurie Backman

January 24, 2026

Student loans could have an impact on your credit score for better and worse. Here’s the scoop.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Kailey Hagen

January 24, 2026

A personal loan could simplify your debt payments—and save you money.

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How to Set Up a Christmas Budget
Maurie Backman

January 24, 2026

We all like to be generous during the holidays, but you don’t need to overspend.…

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What Is Bill Consolidation?
Lyle Daly

January 24, 2026

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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12 Ways to Save Money for Vacation
Richard Barrington

January 24, 2026

While you’re on vacation, it can be hard to relax because you’re worried about the…

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If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

January 24, 2026

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

January 24, 2026

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

January 24, 2026

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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Debt Settlement Taxes: Understanding the Tax Implications of Forgiven Debt [Updated for 2025]
Lyle Daly

January 24, 2026

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

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Complete Guide to Bank Account Levy and Garnishment
Gina Freeman (Pogol)

January 24, 2026

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

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Tips to Get the Best Interest Rate When Consolidating Your Debt
Maurie Backman

January 24, 2026

The right approach to consolidating your debt could save you big time on interest.

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