All Articles

Does Debt Relief Cancel Credit Cards?
Dana George

March 7, 2026

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Ashley Maready

March 7, 2026

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

March 7, 2026

Got too much debt? Here’s how debt settlement might help.

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Auto Loan Debt Relief: How It Works and Who It's Right For
Kailey Hagen

March 7, 2026

Auto loan debt relief could help you get back on stable financial footing. Learn more about the five top strategies.

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How to Negotiate Debt Settlement on Your Own
Maurie Backman

March 7, 2026

Some—but not all—creditors may settle your debt if you negotiate well. Here’s how to pull it off.

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Scam? The Tax Debt Compromise Program Phone Call
Lyle Daly

March 7, 2026

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Kimberly Rotter

March 7, 2026

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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What Is a Debt Consolidation Loan?
Rebecca Lake

March 7, 2026

A debt consolidation loan can lower your payment, reduce your interest rate, and simplify your debt management. Learn more about the types of debt consolidation loans.

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

March 7, 2026

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

March 7, 2026

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

March 7, 2026

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

March 7, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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Looking for a Loan with Bad Credit?
John Russo

March 7, 2026

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

March 7, 2026

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

March 7, 2026

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

March 7, 2026

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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5 Credit Score Factors You Should Know

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

March 7, 2026

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

March 7, 2026

Many people want to get financially healthy this year. If you're wondering how to improve…

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Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

March 7, 2026

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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Will Your Credit Limit Be Cut?
Brittney Myers

March 7, 2026

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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Strike Back and Move On: How to Recover From Financial Abuse

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Couponing: A Beginner’s Guide
Brittney Myers

March 7, 2026

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

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Can You Cancel a Debt Settlement Contract?

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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How Much Can You Usually Settle a Debt For?
Dana George

March 7, 2026

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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How to Rebuild Financial Confidence After Debt Relief
Rebecca Lake

March 7, 2026

Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.

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