All Articles

The Statute of Limitations on Debt Has Passed. Now What?
Kailey Hagen, CFP

October 30, 2026

The end of the statute of limitations could be a game-changer for your debt. Here’s how to handle it.

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5 Ways to Get Help With Vet Bills
Rebecca Lake

October 30, 2026

Vet bills can break the bank, but there are ways to get help paying for pet care.

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What Is VantageScore?
Cole Tretheway

October 30, 2026

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

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Does Credit Utilization Matter If You Pay in Full?
Cole Tretheway

October 30, 2026

You can pay off your full statement balance and still get dinged for credit utilization.

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How Long After Debt Settlement Can I Buy a House?
Dana George

October 30, 2026

Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.

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What Are Debt Relief Loans?
Lyle Daly

October 30, 2026

A debt relief loan could simplify the process of paying back your debts. Our guide explains how this loan works and when it may be a good choice.

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Is a 600 Credit Score Good or Bad?
Richard Barrington

October 30, 2026

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

October 29, 2026

There are four tactics for protecting deposits from creditors.

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Credit Score Chart and Credit Score Range
Richard Barrington

October 29, 2026

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies
Rebecca Lake

October 29, 2026

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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How Much Can Debt Settlement Reduce My Total Debt?
Kimberly Rotter

October 29, 2026

Got too much debt? Here’s how debt settlement might help.

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How to Rebuild Credit After Debt Relief
Ashley Maready

October 29, 2026

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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Auto Loan Debt Relief: How It Works and Who It's Right For
Kailey Hagen, CFP

October 29, 2026

Auto loan debt relief could help you get back on stable financial footing. Learn more about the five top strategies.

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Hardship Loans for Bad Credit
Lindsay Vansomeren

October 29, 2026

Short-term money problems are common, especially when your credit needs work. A hardship loan for bad credit may help until you’re back on your feet.

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Does Debt Relief Cancel Credit Cards?
Dana George

October 29, 2026

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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How to Negotiate Debt Settlement on Your Own
Maurie Backman

October 29, 2026

Some—but not all—creditors may settle your debt if you negotiate well. Here’s how to pull it off.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Kimberly Rotter

October 29, 2026

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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How to Make a Budget Even if You Hate Budgeting
Jessica Thiefels

October 29, 2026

Find out how a budget could help you save more money, even if you hate budgeting. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

October 29, 2026

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

October 29, 2026

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

October 29, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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Credit Utilization: What Is It and How Can It Affect Your Credit Score?
Richard Barrington

October 29, 2026

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

October 29, 2026

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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5 Credit Score Factors You Should Know
Kate Robinson Beckwith

October 29, 2026

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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4 Simple Ways to Improve Your Finances
Tammi Huang

October 29, 2026

Many people want to get financially healthy this year. If you're wondering how to improve…

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Will Your Credit Limit Be Cut?
Brittney Myers

October 29, 2026

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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