All Articles

Access to Banking: What Does Underbanked Mean?
Emma Newbery

February 27, 2026

Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.

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What Is a Prepaid Debit Card and How Does It Work?
Dana George

February 27, 2026

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

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Buying a Home in My 20s Was a Financial Disaster—Here's How I Recovered
Ashley Maready

February 27, 2026

Even if home-buying messes up your finances, you can recover. Here’s how.

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Should You Make Multiple Credit Card Payments in a Month?
Brittney Myers

February 27, 2026

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
Ashley Maready

February 27, 2026

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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How Much Does Credit Counseling Cost?
Natasha Etzel

February 27, 2026

Credit counseling could help you but it’s usually not free. Learn more here.

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What Is Loan Consolidation?
Richard Barrington

February 27, 2026

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen, CFP

February 27, 2026

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

February 27, 2026

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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What Is the Lowest Credit Score?
Cole Tretheway

February 27, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

February 27, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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Best Ways to Get Debt Relief
Brittney Myers

February 27, 2026

Help yourself get out of debt with these lifestyle changes and better money management.

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Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

February 27, 2026

It's normal to question whether you'll need to skip a loan payment during these precarious…

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South Dakota Debt Relief by the Numbers: 5-Year Debt Trends
Kimberly Rotter

February 25, 2026

South Dakota debt relief seekers owe less total debt than debt seekers nationwide. Learn how South Dakota stacks up, and how to handle your debts.

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Montana Debt Relief by the Numbers: 5-Year Debt Trends
Kimberly Rotter

February 25, 2026

Montana debt relief seekers owe more than in past years. Learn about debt trends in Montana, and what debt relief options might work for you.

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Nebraska Debt Relief by the Numbers: 5-Year Debt Trends
Maurie Backman

February 19, 2026

Struggling with debt in Nebraska? Learn about debt trends over the past five years and discover options to manage yours.

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Arkansas Debt Relief by the Numbers: 5-Year Debt Trends
Cole Tretheway

February 18, 2026

Credit card utilization among Arkansas debt relief seekers trends high, but there are good solutions. Find out how Arkansans compare, and how to resolve debt.

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Debt Relief in Kentucky
Ben Gran

February 14, 2026

If you’re looking for Kentucky debt relief, you’re not alone. Debt balances in the Bluegrass State have grown. See how Kentucky debt relief trends compare.

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Iowa Debt Relief Trends: A 5-Year Review
Ashley Maready

February 13, 2026

Is severe debt affecting your life in Iowa? Consider a debt consolidation loan and get started on the path to financial freedom. Learn whether it’s the right choice for you.

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Kansas Debt Relief: What’s Changed in the Past Five Years?
Ashley Maready

February 11, 2026

Kansans who seek debt relief tend to owe less than national averages. Learn the details of debt in Kansas, and options for handling it.

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Washington, D.C. Debt Relief By the Numbers: 5-Year Debt Trends
Lyle Daly

February 9, 2026

Washington, D.C. residents have an average of $103,600 in debt, well above the U.S. average. Learn more in this look at D.C.’s recent debt trends.

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Idaho Debt Relief: What’s Changed in the Past Five Years?
Ashley Maready

February 4, 2026

Idahoans in debt have good options. Read on to see the state’s five-year debt trends and learn what to do about your debt.

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Pennsylvania Debt Relief By the Numbers: 5-Year Debt Trends
Natasha Etzel

February 4, 2026

Many Pennsylvanians are seeking debt relief. Find out how much debt PA debt help seekers have and review five-year debt trends for the state.

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Delaware Debt Relief By the Numbers: 5-Year Debt Trends
Cole Tretheway

February 2, 2026

Delaware debt balances are about $90,000 higher than five years ago. Learn what the numbers show and what you could do if you need debt relief.

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Indiana Debt Relief By the Numbers: 5-Year Debt Trends
Lyle Daly

February 2, 2026

Indiana residents averaged $48,000 in debt in 2024, lower than the national numbers. Check out the state’s debt—and debt relief—trends.

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New York Debt Relief By the Numbers: 5-Year Debt Trends
Dana George

February 2, 2026

New York is pricey, but the average amount of debt among those who seek relief is lower than average. Here are the details—and debt solutions.

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