All Articles

What Happens If a Bill Goes to Collections
Dana George

March 8, 2026

When it comes to dealing with a debt collector, you have options. Here's what you can expect and the steps you can take.

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Common Tax-Filing Mistakes and How to Reduce the Chance of Making One
Kimberly Rotter

March 8, 2026

Tax returns are often complicated. Learn about some common mistakes—and how to avoid them.

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Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

March 8, 2026

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

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How Credit Repair Works
Richard Barrington

March 8, 2026

Credit repair could improve your score by cleaning up mistakes on your credit report, but know the scams and surprise costs to look out for.

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How to Get a Debt Consolidation Loan With Bad Credit
Rebecca Lake

March 8, 2026

How to consolidate debt if you have bad credit. Bad credit debt consolidation loans can help you lower your payments and your interest rate.

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Charge-Off vs. Cancellation of Debt
Rebecca Lake

March 8, 2026

A charge-off means a creditor has given up on trying to collect, but it doesn't make the debt go away. Cancellation of debt could, however, reduce what you owe.

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What Are Debt Relief Services?
Rebecca Lake

March 8, 2026

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

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Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency
Kailey Hagen

March 8, 2026

Building an emergency fund is one of the best decisions you'll ever make for your finances.

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What Was Biden’s Student Loan Forgiveness Program?
Cole Tretheway

March 8, 2026

Can the Biden student loan forgiveness plan help you?

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Is An Authorized User Responsible For Debt?
Brittney Myers

March 8, 2026

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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How to Settle SBA Loan Debt: Complete Guide to Debt Relief Options
Kailey Hagen

March 8, 2026

It's possible to settle your SBA loans. Here's how to get started.

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What Is Envelope Budgeting?
Kailey Hagen

March 8, 2026

Envelope budgeting could make managing your finances a lot easier. Here's how to get started.

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What Is a Pay-for-Delete Agreement?
Dana George

March 8, 2026

No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?

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Tips for Paying Off Credit Cards
Richard Barrington

March 8, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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Does Credit Utilization Matter If You Pay in Full?
Cole Tretheway

March 8, 2026

You can pay off your full statement balance and still get dinged for credit utilization.

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The Statute of Limitations on Debt Has Passed. Now What?
Kailey Hagen

March 8, 2026

The end of the statute of limitations could be a game-changer for your debt. Here’s how to handle it.

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What Is VantageScore?
Cole Tretheway

March 8, 2026

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

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Can Just One Spouse Sign Up for a Debt Settlement Program If the Other Is Unwilling?
Dana George

March 8, 2026

If you need a debt settlement program, here's what you need to know if your spouse is unwilling.

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5 Ways to Get Help With Vet Bills
Rebecca Lake

March 8, 2026

Vet bills can break the bank, but there are ways to get help paying for pet care.

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How Long After Debt Settlement Can I Buy a House?
Dana George

March 8, 2026

Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.

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What Are Debt Relief Loans?
Lyle Daly

March 7, 2026

A debt relief loan could simplify the process of paying back your debts. Our guide explains how this loan works and when it may be a good choice.

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Is a 600 Credit Score Bad?
Richard Barrington

March 7, 2026

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

March 7, 2026

There are four tactics for protecting deposits from creditors.

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Credit Score Chart and Credit Score Range
Richard Barrington

March 7, 2026

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]
Rebecca Lake

March 7, 2026

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Does Debt Relief Cancel Credit Cards?
Dana George

March 7, 2026

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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