All Articles

What's a Credit Report and How Do I Get Mine?
Dana George

December 12, 2025

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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What Is a Prepaid Debit Card and How Does It Work?
Dana George

December 12, 2025

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

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Buying a Home in My 20s Was a Financial Disaster—Here's How I Recovered
Ashley Maready

December 12, 2025

Even if home-buying messes up your finances, you can recover. Here’s how.

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Should You Make Multiple Credit Card Payments in a Month?
Brittney Myers

December 12, 2025

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
Ashley Maready

December 12, 2025

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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How Much Does Credit Counseling Cost?
Natasha Etzel

December 12, 2025

Credit counseling could help you but it’s usually not free. Learn more here.

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What Is Loan Consolidation?
Richard Barrington

December 12, 2025

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen

December 12, 2025

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

December 12, 2025

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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What Is the Lowest Credit Score?
Cole Tretheway

December 12, 2025

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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7 Smart Ways to Use Your Credit Cards in a Recession
Cole Tretheway

December 12, 2025

Credit cards can help you, rather than hurt you in a recession, as long as…

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

December 12, 2025

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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Best Ways to Get Debt Relief
Brittney Myers

December 12, 2025

Help yourself get out of debt with these lifestyle changes and better money management.

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Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

December 12, 2025

It's normal to question whether you'll need to skip a loan payment during these precarious…

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Dana George

December 12, 2025

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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How to Respond to a Court Summons For Credit Card Debt
Gina Freeman (Pogol)

December 12, 2025

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

December 12, 2025

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

December 12, 2025

Debt gets less scary when you start tackling it. We’ll show you how.

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How to Refinance Credit Card Debt
Richard Barrington

December 12, 2025

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Do You Really Need a 20% Down Payment?
Maurie Backman

December 12, 2025

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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4 Things to Do If You Can't Pay Your Bills
Kimberly Rotter

December 12, 2025

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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Ways to Pay Off Wedding Debt
Maurie Backman

December 12, 2025

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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Credit Card Debt Relief
Erik J. Martin

December 11, 2025

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Can You Go To Jail For Credit Card Debt?
Ben Gran

December 11, 2025

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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7 Tips to Help You Pay Off Credit Card Debt
Richard Barrington

December 11, 2025

Credit card debt can be overwhelming. Learn to crush it with these tips.

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How to Boost Your Credit After Settling Debts
Mallika Mitra

December 11, 2025

Just settled your debt? Don’t stress—here’s how to rebuild your credit score and get back on track, one smart move at a time.

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