All Articles

Complete Guide to Debt Consolidation
Peter Warden

February 18, 2026

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

February 18, 2026

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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How Does Student Loan Forbearance Affect Your Credit Score?
Ben Gran

February 18, 2026

Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

February 18, 2026

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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January is Poverty in America Awareness Month
Molly Zilli

February 18, 2026

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

February 18, 2026

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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Hardship Program for Debt: Your Complete Guide to Financial Relief [2025]
Robin Hartill, CFP

February 18, 2026

Look into a debt hardship program if you're struggling, as these programs could help you save money and stress.

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Loan Refinancing Explained
Dana George

February 18, 2026

Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.

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Don’t Let a Burrito Put You Into High-Interest Debt. Beware of BNPL
Ben Gran

February 18, 2026

Don’t pay more for your burrito. Learn how to avoid Buy Now, Pay Later (BNPL) for everyday purchases.

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Ben Gran

February 18, 2026

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

February 18, 2026

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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How Household Debt Impacts Your Everyday Life
Richard Barrington

February 18, 2026

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to Prepare for a Recession If You are Already Struggling
Brittney Myers

February 18, 2026

How do you prepare for a recession when you already struggle financially? Even in tough…

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Recession Preparation: How Can You Protect Yourself?
Richard Barrington

February 18, 2026

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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How to Use Your Home Equity to Pay Off Student Loans
Richard Barrington

February 18, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Debt Load and Your Finances
Cole Tretheway

February 18, 2026

Learn how much debt might be too much for you. Find out where you stand and take control of your debt.

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What to Do if You're Subject to Wage Garnishment for Student Loan Debt
Kimberly Rotter

February 18, 2026

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

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7 Good Financial Habits to Master
Maurie Backman

February 18, 2026

Having financial goals is important. Read more about 7 good financial habits to master in…

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Should You Consider Filing for Credit Card Debt Bankruptcy?
Gina Freeman (Pogol)

February 18, 2026

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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When do COVID Relief Unemployment Benefits End?
Steve Tanner

February 18, 2026

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

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Arkansas Debt Relief by the Numbers: 5-Year Debt Trends
Cole Tretheway

February 18, 2026

Credit card utilization among Arkansas debt relief seekers trends high, but there are good solutions. Find out how Arkansans compare, and how to resolve debt.

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6 Money Tips for Recent Grads
Aimee Bennett

February 17, 2026

We’ve got six financial tips to make the transition out of college go smoothly for…

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Money Management in 2020 and Beyond: This Year’s Top Posts
Molly Zilli

February 17, 2026

To help you start off the New Year with the benefit of hindsight in money…

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Almost Half of Americans Are Earning Less Than Before COVID
Justine Nelson

February 17, 2026

The pandemic has created a strenuous environment for many Americans, especially when it comes to their finances. Even as 2020 comes to an end, nearly half of working Americans say their income is still less than what it was pre-pandemic. While vaccines bring the hope that things will eventually return to something like normal, financialRead more Almost Half of Americans Are Earning Less Than Before COVID

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When Do Coronavirus Aid and Government Stimulus Programs End: Round Up
Michael Micheletti

February 17, 2026

Do you rely on the coronavirus aid and government stimulus programs that are ending in…

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Zombie Debt: Don’t Let It Rise to Bite You
Dana George

February 17, 2026

If the phrase zombie debt gives you the willies, have no fear. Here's how to slay debt that seemingly rose from the dead.

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