All Articles

Should a Credit Card Serve as Your Emergency Fund?
Ashley Maready

November 10, 2025

An emergency fund keeps you covered when there are surprises. Here’s why a savings account is safer than a credit card.

Read more
Will My Collection Accounts Ruin My Spouse’s Credit Score?
Ashley Maready

November 10, 2025

Your credit score only belongs to you—but how you handle credit could affect your spouse. Here’s how.

Read more
How Long Does Debt Relief Take?
Richard Barrington

November 10, 2025

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

Read more
Should I file for bankruptcy?
Dana George

November 10, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

Read more
How to Build Credit in 3 Steps
Gina Freeman (Pogol)

November 10, 2025

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

Read more
Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

November 10, 2025

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

Read more
What Happens to Credit Card Debt When You Die?
Gideon Sandford

November 10, 2025

Worrying about your estate and planning for the future is important.

Read more
How to Read Your Credit Card Statement
Peter Warden

November 10, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

Read more
Credit Card Debt Help: What You Need to Know
Erik J. Martin

November 9, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

Read more
How Do Debt Management Plans Work?
Mallika Mitra

November 9, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

Read more
Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

November 9, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

Read more
Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

November 9, 2025

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

Read more
Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

November 9, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

Read more
Should You Borrow Money from Friends and Family in Hard Times?
Lyle Daly

November 9, 2025

Borrowing money from friends and family can be tricky, but doable if you and your…

Read more
Should You Start a 529 Plan?
Justine Nelson

November 9, 2025

Should you start a 529 plan? A 529 plan can help you save for college…

Read more
Subsidized vs Unsubsidized Loans
Richard Barrington

November 9, 2025

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

Read more
FICO Score vs. Credit Score: What Is the Difference?
Rebecca Lake

November 9, 2025

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

Read more
The Good, Fair, and Poor: How Your Credit Score Is Determined
Lyle Daly

November 9, 2025

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

Read more
6 Strategies to Help Manage Small Business Debt
Ben Gran

November 9, 2025

If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.

Read more
60% of Americans Aren’t Saving Enough for Retirement
Kailey Hagen

November 9, 2025

You may be behind on retirement savings now, but it doesn't have to be that way forever.

Read more
Tips to Defend Yourself Against Zombie Debt
Lyle Daly

November 9, 2025

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

Read more
Perfect Credit: How to Get the Highest Credit Score
Kailey Hagen

November 9, 2025

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

Read more
What Is a Good Credit Score
Richard Barrington

November 9, 2025

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

Read more
What to Do When Your Spouse Loses Their Job: A Complete Guide
Maurie Backman

November 9, 2025

Losing a job could throw your spouse and finances for a loop. Here’s how to cope.

Read more
How to Raise Your Credit Score
Richard Barrington

November 9, 2025

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

Read more
Coronavirus Stimulus Package: What it Means For You
Steve Tanner

November 9, 2025

Learn what's in the coronavirus stimulus package.

Read more