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Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

Learn what the highest credit scores are for different scoring models and how to get the best credit score possible.

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

Learn how debt consolidation works and if it's the right debt solution for you.

Learn how having student debt can help or harm your credit scores.

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

When is debt consolidation a good idea? Yes, debt consolidation is a good idea if you can gain a financial benefit. However, in certain cases, you might dig yourself...

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

Learn more about the potential costs of coronavirus testing and treatment so you can try…

Learn what's in the coronavirus stimulus package.

Learn how to invest to beat inflation, how to deal with food inflation and price increases in 2022.

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

Here are 7 ideas that may help you save money on healthcare and still get…

How are lawsuit settlements taxed. Can you avoid taxes on lawsuit settlements?

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

How to take a family vacation without going into debt. Budget vacation options.

Blog post tips from FDR team moms

Everyone needs basic money management skills. They can help you save money and stay out of debt.

Can the Biden student loan forgiveness plan help you?

Credit card relief programs could help you get out of credit card debt faster and…

Find debt relief loans including debt consolidation loans, debt relief loans for bad credit or government debt relief loans. Debt management plans may also be an option.

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

Learn how to cancel a credit card safely to protect your finances and your credit score.

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

Learn about five factors that make up the mystery behind your credit score.

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

January is National Poverty in America Awareness Month, so now is a good time to…