author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

Survey: How Americans Spend Their Tax Refunds
Survey: How Americans Spend Their Tax Refunds

March 16, 2026

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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 statutes of limitation credit card
What’s the Statute of Limitations on Credit Card Debt?

March 11, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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Reasons to Choose a Debt Consolidation Loan vs. a Balance Transfer Card
5 Reasons to Choose a Debt Consolidation Loan vs. a Balance Transfer Card

October 24, 2026

Balance transfer cards get a lot of attention. Here’s why a debt consolidation loan might be better.

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3 Unexpected Costs of Raising a Kid
6 Unexpected Costs of Raising a Kid

March 24, 2026

Parenthood has lots of surprises—some fun, some not so much. Here are the unexpected costs to watch out for.

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Maxed out credit cards
Maxed-Out Credit Cards: Why It's Bad and What to Do About It

March 11, 2026

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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Debt Settlement vs. Debt Consolidation
Debt Relief: Debt Consolidation vs Debt Settlement

October 7, 2026

One changes how much you owe. The other changes how you repay it. Here's the difference.

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When Can a Credit Card Issuer Change My Interest Rate
When Can a Credit Card Issuer Change My Interest Rate?

March 11, 2026

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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Bill Consolidation
What Is Bill Consolidation?

March 20, 2026

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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Debt Settlement, Taxes, and Your 2018 Filing
Debt Settlement and Taxes: Understanding the Tax Implications of Forgiven Debt

March 19, 2026

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

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Money Myths That Are Keeping You in Debt
Money Myths That Are Keeping You in Debt

May 2, 2026

Find out about some of the most pervasive money myths that get people stuck in debt.

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