author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

How Your Credit Score Is Determined
The Good, Fair, and Poor: How Your Credit Score Is Determined

June 11, 2026

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

May 12, 2026

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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Student Loan Debt Forgiveness for Medical Workers
Student Loan Debt Forgiveness for Medical Workers

March 23, 2026

Should medical workers receive student loan debt forgiveness for their service during COVID-19? Learn about…

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Tips to Defend Yourself Against Zombie Debt
Tips to Defend Yourself Against Zombie Debt

June 11, 2026

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

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Should You Borrow Money from Friends and Family in Hard Times?
Should You Borrow Money from Friends and Family in Hard Times?

June 11, 2026

Borrowing money from friends and family can be tricky, but doable if you and your…

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Pros and Cons of Balance Transfers
Pros and Cons of Balance Transfers

March 11, 2026

There’s good and bad with balance transfer cards. Learn the details that can help you choose whether to use them.

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How Do You Get Out of Debt With No Money
How Do You Get Out of Debt With No Money?

May 11, 2026

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

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3 Money Management Mistakes to Avoid
Money Management Mistakes to Avoid

June 4, 2026

If you feel like your finances are stuck in neutral, you might be making these common money management mistakes.

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Teach Your Kids How to Use a Credit Card Before College
Teach Your Kids How to Use a Credit Card Before College

June 6, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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 statutes of limitation credit card
What’s the Statute of Limitations on Credit Card Debt? (Updated for 2025)

March 28, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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