author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

Reasons to Choose a Debt Consolidation Loan vs. a Balance Transfer Card
5 Reasons to Choose a Debt Consolidation Loan vs. a Balance Transfer Card

March 2, 2026

Balance transfer cards get a lot of attention. Here’s why a debt consolidation loan might be better.

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What Do You Do When You Can't Pay Your Bills
What to Do When You Can’t Pay Your Bills

March 4, 2026

Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.

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Lowest Credit Score
Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States

March 7, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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IRS scam phone call
Scam? The Tax Debt Compromise Program Phone Call

March 7, 2026

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Can the Lender Change the Interest Rate on My Personal Loan?
Can the Lender Change the Interest Rate on My Personal Loan?

March 9, 2026

If you’re wondering about the possibility of a rate hike on your personal loan, here’s what you need to know.

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How Do You Get Out of Debt With No Money
How Do You Get Out of Debt With No Money?

March 7, 2026

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

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Sued for Credit Card Debt
Sued for Credit Card Debt: Learn the Steps to Protect Yourself

March 10, 2026

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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Maxed out credit cards
Maxed-Out Credit Cards: Why It's Bad and What to Do About It

March 11, 2026

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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 statutes of limitation credit card
What’s the Statute of Limitations on Credit Card Debt? (Updated for 2025)

March 11, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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When Can a Credit Card Issuer Change My Interest Rate
When Can a Credit Card Issuer Change My Interest Rate?

March 11, 2026

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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