author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How Often Does Your Credit Score Update
How Often Does Your Credit Score Update?

January 29, 2026

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

Read more
The Best Ways to Cope With a Financial Emergency
The Best Ways to Cope With a Financial Emergency

January 29, 2026

Life can throw unwanted financial surprises your way. Here’s how to handle them.

Read more
What Is a Government Debt Relief Program?
Veteran Debt Relief Grants: Your Guide to Financial Assistance Programs 2026

January 29, 2026

Tour of duty complete, now it’s time to conquer debt. Find out which veteran debt relief programs could help you.

Read more
Women and Money: 6 Things Women Should Know about Money and Debt
7 Crucial Facts Women Should Know About Money and Debt

January 29, 2026

The “battle of the sexes” is reflected in money management in ways you might not expect. Learn more here.

Read more
Taking Responsibility for Debt While Avoiding Bankruptcy
Taking Responsibility for Debt While Avoiding Bankruptcy

January 29, 2026

A North Carolina resident found success in paying off her debt with the Freedom Debt Relief program. Learn why she opted for debt relief over bankruptcy.

Read more
Is Marriage Good for Your Financial Health?
Is Marriage Good for Your Financial Health?

January 29, 2026

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

Read more
In a Strong Market, Here are Smart Ways to Increase Your Home Value
Smart Ways to Increase Your Home Value

January 29, 2026

If you’re doing renovations to increase your home’s value, use rewards cards or smart financing…

Read more
Your Emergency Financial First Aid Kit
Your Emergency Financial First Aid Kit

January 29, 2026

In an emergency, you need to keep yourself, your family, and your financial future safe.…

Read more
How to Rebuild Your Credit After Debt Relief
How to Rebuild Your Credit After Debt Relief in 3 Simple Steps

January 29, 2026

Done with debt relief and ready to repair your credit? Follow these steps for a simple strategy to rebuild your credit.

Read more
FDR article5.41 DiyVsPro ar-min
What Is Zero-Based Budgeting?

January 30, 2026

There’s one time when it’s good to end up with no more money: When you follow a zero-based budget. Learn more.

Read more